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Searching for Homeowners Insurance in 60463

If you are a homeowners that lives in 60463 you may be searching for more affordable homeowners insurance in Palos Heights. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Palos Heights, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 60463 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Palos Heights, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 60463 Home Insurance Costs: medium!

In Palos Heights, homeowners are paying roughly $885 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 60463 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Palos Heights are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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60463 Home Insurance Average Premiums

Local 60463 homeowners insurance quotes comparison

$635 /yr.

Shows Zip Code: 60463 lowest rates with discounts applied on average.

For the 60463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$635 /yr.
Average Coverage:$885 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1185 /yr.

What is the average home insurance cost for a home in 60463?

  • • The average homeowners insurance premium paid annually for a home in 60463 is around $885 per year.

What does it cost on average per month for home insurance in 60463?

  • • Homeowners in 60463 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60463?

  • • Autoowners in 60463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Palos Heights area, check out other zip codes nearby 60463.
Review average rates in another zip code:
60463 homeowners insurance rates

Home Replacement Cost Coverage in 60463

Average Building Cost Per Square Foot in 60463: $154

Location: Palos Heights, Illinois (Cook County)

Average Square Footage in 60463: 1,966 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60463 before you start any project. Palos Heights homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,966 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Palos Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,966$302,700
Additional Upgrades & Added Features$1931,966$378,375
Major Home Updates or Advancements$2311,966$454,050

It's important to understand that when you estimate your replacement cost of your home in the 60463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60463

Allstate Insurance - Jim Mclaughlin

Address: 11801 Southwest Hwy. Suite #3n Palos Heights, IL 60463
Phone: (708)923-9890
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16005

Best Home & Auto Insurance Agencies in 60463

Allstate Insurance - Jim Mclaughlin

Address: 11801 Southwest Hwy, #3n Palos Heights, IL 60463
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16005
Info:

Follett- Richard A

Address: 12709 S Ridgeland Ave Palos Heights, IL 60463
Phone:
Website:
Info:

Georgopulos Ins Agency Inc - State Farm Insurance Agent

Address: 12710 S Harlem Ave Palos Heights, IL 60463
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 6600 W College Dr Palos Heights, IL 60463
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Farmers Insurance

Address: 12413 S Harlem Ave Palos Heights, IL 60463
Phone:
Website:
Info:

Housing Demographics for 60463

Population Review for 60463 Zip Code

For the city of Palos Heights, the population within 60463 has increased to over 14,292 residents in population size. The current population total is 14,048. We have broken down the population based on race below. In 60463, there are over 6564 in male population and 7484 females.

PopulationValues
Total Population14,048
White Population12618
Black Population226
Hispanic Population828
Asian Population256
Hawaiian Population0
Indian Population17
Other Population220
Male Population6564
Female Population7484
Population Estimate14292

Household Data for 60463

The average number of homes in 60463 is around 5,671, there are an average of 2.42 per household. The average house value according to local real estate values is around $302,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,671
Persons Per Household2.42
Average House Value$302,700
Income Per Household$101090
Median Age53.1
Median Age Male50.2
Median Age Female55.2
60463 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708/464
CityPalos Heights
City Alias NamePALOS HEIGHTS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses580
Number Of Employees6707
Business First Quarter Payroll70629
Business Annual Payroll326102
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District06
Congressional LandArea378.78
Delivery Residential5906
Delivery Business551
Delivery Total8790
Preferred Last Line KeyW14369
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14369
Land Area5.265000
Water Area0.116000
City Alias Code
City Mixed CasePalos Heights
City Alias Mixed CasePalos Heights
Box Count85
SFDU4670
MFDU674
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166054
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]