Get multiple home insurance quotes in 60465. Our licensed 60465, IL agents are ready to serve you.

Check Out 60465 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Palos Hills, IL.

We will gather some basic information about your home in Palos Hills, IL and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Illinois licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 60465 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 60465

We have pulled together a variety of data related to homeowners insurance in Illinois. Simply click on one of the links below to learn about the average cost of homeowners insurance in Illinois as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Palos Hills, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60465 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 60465 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Illinois is roughly $903. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 60465 homeowners insurance policy!

60465 Home Insurance Average Premiums

Local 60465 homeowners insurance quotes comparison

$653 /yr.

Shows Zip Code: 60465 lowest rates with discounts applied on average.

For the 60465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$653 /yr.
Average Coverage:$903 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1203 /yr.

What is the average home insurance cost for a home in 60465?

  • • The average homeowners insurance premium paid annually for a home in 60465 is around $903 per year.

What does it cost on average per month for home insurance in 60465?

  • • Homeowners in 60465 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 60465?

  • • Autoowners in 60465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Palos Hills area, check out other zip codes nearby 60465.
Review average rates in another zip code:
60465 homeowners insurance rates

Home Replacement Cost Coverage in 60465

Average Building Cost Per Square Foot in 60465: $154

Location: Palos Hills, Illinois (Cook County)

Average Square Footage in 60465: 1,338 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60465 before you start any project. Palos Hills homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,338 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Palos Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,338$206,100
Additional Upgrades & Added Features$1931,338$257,625
Major Home Updates or Advancements$2311,338$309,150

It's important to understand that when you estimate your replacement cost of your home in the 60465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60465

Allstate Insurance - Kevin J. Martin

Address: 9838 S Roberts Rd/6a Palos Hills, IL 60465
Phone: (708)233-1240
Website:

Allstate Insurance - John W. Martin

Address: 9838 S Roberts Rd/6a Palos Hills, IL 60465
Phone: (708)430-9300
Website:

Best Home & Auto Insurance Agencies in 60465

Diane S Trennert Ins Agcy Inc - State Farm Insurance Agent

Address: 9712 S Roberts Rd Palos Hills, IL 60465
Phone:
Website:
Info:

Collins- Edward J

Address: 10751 S Roberts Rd Palos Hills, IL 60465
Phone:
Website:
Info:

Allstate Insurance - John W. Martin

Address: 9838 S Roberts Rd Palos Hills, IL 60465
Phone:
Website:
Info:

Housing Demographics for 60465

Population Review for 60465 Zip Code

For the city of Palos Hills, the population within 60465 has increased to over 18,797 residents in population size. The current population total is 18,530. We have broken down the population based on race below. In 60465, there are over 8898 in male population and 9632 females.

PopulationValues
Total Population18,530
White Population15139
Black Population1070
Hispanic Population1889
Asian Population402
Hawaiian Population1
Indian Population34
Other Population629
Male Population8898
Female Population9632
Population Estimate18797

Household Data for 60465

The average number of homes in 60465 is around 7,375, there are an average of 2.49 per household. The average house value according to local real estate values is around $206,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,375
Persons Per Household2.49
Average House Value$206,100
Income Per Household$72570
Median Age41.6
Median Age Male40.0
Median Age Female42.9
60465 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code708/464
CityPalos Hills
City Alias NamePALOS HILLS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses600
Number Of Employees3966
Business First Quarter Payroll30407
Business Annual Payroll137006
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District06
Congressional LandArea378.78
Delivery Residential7549
Delivery Business420
Delivery Total8138
Preferred Last Line KeyW14371
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14371
Land Area4.305000
Water Area0.005000
City Alias Code
City Mixed CasePalos Hills
City Alias Mixed CasePalos Hills
Box Count0
SFDU4070
MFDU3306
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168634
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]