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60470 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 60470? Our rates are very competitive for homeowners living in Ransom, IL. Many homeowners based out of your 60470 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60470 should appear in the zip code field ready to go. For Ransom, IL Home Insurance Rate Quotes click to review the best rates and service online!

60470 Average Premium is Rated: Medium!

Homeowners living in 60470 can easily save up to 40% off the average home insurance premium of $867 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Ransom that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 60470 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 60470!

60470 Home Insurance Average Premiums

Local 60470 homeowners insurance quotes comparison

$617 /yr.

Shows Zip Code: 60470 lowest rates with discounts applied on average.

For the 60470, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$617 /yr.
Average Coverage:$867 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1167 /yr.

What is the average home insurance cost for a home in 60470?

  • • The average homeowners insurance premium paid annually for a home in 60470 is around $867 per year.

What does it cost on average per month for home insurance in 60470?

  • • Homeowners in 60470 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60470?

  • • Autoowners in 60470 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ransom area, check out other zip codes nearby 60470.
Review average rates in another zip code:
60470 homeowners insurance rates

Home Replacement Cost Coverage in 60470

Average Building Cost Per Square Foot in 60470: $154

Location: Ransom, Illinois (La Salle County)

Average Square Footage in 60470: 722 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60470 before you start any project. Ransom homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60470 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60470 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 722 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ransom area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154722$111,200
Additional Upgrades & Added Features$193722$139,000
Major Home Updates or Advancements$231722$166,800

It's important to understand that when you estimate your replacement cost of your home in the 60470 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60470

Best Home & Auto Insurance Agencies in 60470

Housing Demographics for 60470

Population Review for 60470 Zip Code

For the city of Ransom, the population within 60470 has increased to over 427 residents in population size. The current population total is 580. We have broken down the population based on race below. In 60470, there are over 303 in male population and 277 females.

PopulationValues
Total Population580
White Population530
Black Population5
Hispanic Population35
Asian Population2
Hawaiian Population0
Indian Population4
Other Population5
Male Population303
Female Population277
Population Estimate427

Household Data for 60470

The average number of homes in 60470 is around 217, there are an average of 2.67 per household. The average house value according to local real estate values is around $111,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode217
Persons Per Household2.67
Average House Value$111,200
Income Per Household$73000
Median Age43.0
Median Age Male42.3
Median Age Female44.1
60470 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityRansom
City Alias NameRANSOM
CountyLa Salle
County FIPS099
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA36837
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOttawa, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees35
Business First Quarter Payroll481
Business Annual Payroll1946
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential160
Delivery Business4
Delivery Total255
Preferred Last Line KeyW14560
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW14560
Land Area42.899000
Water Area0.000000
City Alias Code
City Mixed CaseRansom
City Alias Mixed CaseRansom
Box Count80
SFDU160
MFDU0
State ANSI17
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number166528
Unique ZIP Name
SSA State County Code14580
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseLa Salle

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]