Get multiple home insurance quotes in 60490. Our licensed 60490, IL agents are ready to serve you.

60490, IL Homeowners Insurance Rates

With a population size of 21,907 and with 6,416 occupied homes in the 60490 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bolingbrook, IL are around $787 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bolingbrook, Illinois. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Illinois home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bolingbrook, IL.

For Illinois home insurance information, including average Bolingbrook home insurance rates, coverage options or the different homeowners insurance types, please select Bolingbrook, IL Home Insurance Quotes Now!

60490 Home Insurance Average Premiums

Local 60490 homeowners insurance quotes comparison

$537 /yr.

Shows Zip Code: 60490 lowest rates with discounts applied on average.

For the 60490, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$537 /yr.
Average Coverage:$787 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1087 /yr.

What is the average home insurance cost for a home in 60490?

  • • The average homeowners insurance premium paid annually for a home in 60490 is around $787 per year.

What does it cost on average per month for home insurance in 60490?

  • • Homeowners in 60490 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 60490?

  • • Autoowners in 60490 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bolingbrook area, check out other zip codes nearby 60490.
Review average rates in another zip code:
60490 homeowners insurance rates
60440 homeowners insurance rates

Home Replacement Cost Coverage in 60490

Average Building Cost Per Square Foot in 60490: $154

Location: Bolingbrook, Illinois (Will County)

Average Square Footage in 60490: 2,099 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60490 before you start any project. Bolingbrook homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60490 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60490 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,099 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bolingbrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,099$323,300
Additional Upgrades & Added Features$1932,099$404,125
Major Home Updates or Advancements$2312,099$484,950

It's important to understand that when you estimate your replacement cost of your home in the 60490 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60490

Best Home & Auto Insurance Agencies in 60490

Allstate Insurance Company

Address: 600 S Weber Rd, #1 Bolingbrook, IL 60490
Phone:
Website:
Info:

American Family Insurance

Address: 317 Veterans Pky Bolingbrook, IL 60490
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 60490

Population Review for 60490 Zip Code

For the city of Bolingbrook, the population within 60490 has increased to over 22,744 residents in population size. The current population total is 21,907. We have broken down the population based on race below. In 60490, there are over 10906 in male population and 11001 females.

PopulationValues
Total Population21,907
White Population9507
Black Population3687
Hispanic Population3333
Asian Population5038
Hawaiian Population4
Indian Population65
Other Population1224
Male Population10906
Female Population11001
Population Estimate22744

Household Data for 60490

The average number of homes in 60490 is around 6,416, there are an average of 3.41 per household. The average house value according to local real estate values is around $323,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,416
Persons Per Household3.41
Average House Value$323,300
Income Per Household$139559
Median Age38.0
Median Age Male37.2
Median Age Female38.8
60490 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630
CityBolingbrook
City Alias NameBOLINGBROOK
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses430
Number Of Employees6158
Business First Quarter Payroll65854
Business Annual Payroll274971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District11|14
Congressional LandArea280.95|1597.6
Delivery Residential6670
Delivery Business244
Delivery Total8544
Preferred Last Line KeyW13661
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13661
Land Area9.670000
Water Area0.019000
City Alias Code
City Mixed CaseBolingbrook
City Alias Mixed CaseBolingbrook
Box Count0
SFDU6164
MFDU1
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164410
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]