Get multiple home insurance quotes in 60543. Our licensed 60543, IL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 60543

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 60543, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Oswego, IL from a list of top tier nationwide insurers.

Our Illinois licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 60543 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 60543

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Oswego, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60543 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Oswego we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 60543, homeowners are seeing rates around 809 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 60543!

60543 Home Insurance Average Premiums

Local 60543 homeowners insurance quotes comparison

$559 /yr.

Shows Zip Code: 60543 lowest rates with discounts applied on average.

For the 60543, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$559 /yr.
Average Coverage:$809 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1109 /yr.

What is the average home insurance cost for a home in 60543?

  • • The average homeowners insurance premium paid annually for a home in 60543 is around $809 per year.

What does it cost on average per month for home insurance in 60543?

  • • Homeowners in 60543 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 60543?

  • • Autoowners in 60543 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oswego area, check out other zip codes nearby 60543.
Review average rates in another zip code:
60543 homeowners insurance rates

Home Replacement Cost Coverage in 60543

Average Building Cost Per Square Foot in 60543: $154

Location: Oswego, Illinois (Kendall County)

Average Square Footage in 60543: 1,797 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60543 before you start any project. Oswego homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60543 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60543 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,797 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oswego area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,797$276,700
Additional Upgrades & Added Features$1931,797$345,875
Major Home Updates or Advancements$2311,797$415,050

It's important to understand that when you estimate your replacement cost of your home in the 60543 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60543

Best Home & Auto Insurance Agencies in 60543

Ken Boncela Insurance Agency'

Address: 21 West Merchants Drive Oswego, IL 60543
Phone:
Website: http://www.oswegoautoinsurance.net/
Info:

COUNTRY Financial Nathan Dean

Address: 3409 Orchard Rd, Unit E Oswego, IL 60543
Phone:
Website: http://www.countryfinancial.com/nathan.dean
Info:

Allstate Insurance Company - Kevin Calder

Address: 4050 Wolf's Crossing Road Oswego, IL 60543
Phone:
Website: http://www.allstateagencies.com/044559?cid=OTC-YP.com-IYP&att=TL
Info:

COUNTRY Financial Scott Sebestin

Address: 3410 Orchard Rd, Unit E Oswego, IL 60543
Phone:
Website: http://www.countryfinancial.com/scott.sebestin
Info:

COUNTRY Financial Dennis Prentice

Address: 6 E Washington St Oswego, IL 60543
Phone:
Website: http://www.countryfinancial.com/dennis.prentice
Info:

Housing Demographics for 60543

Population Review for 60543 Zip Code

For the city of Oswego, the population within 60543 has increased to over 42,600 residents in population size. The current population total is 40,299. We have broken down the population based on race below. In 60543, there are over 19697 in male population and 20602 females.

PopulationValues
Total Population40,299
White Population28616
Black Population2931
Hispanic Population6757
Asian Population1712
Hawaiian Population10
Indian Population193
Other Population2292
Male Population19697
Female Population20602
Population Estimate42600

Household Data for 60543

The average number of homes in 60543 is around 13,579, there are an average of 2.96 per household. The average house value according to local real estate values is around $276,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,579
Persons Per Household2.96
Average House Value$276,700
Income Per Household$105835
Median Age37.3
Median Age Male35.7
Median Age Female38.5
60543 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code331/630
CityOswego
City Alias NameOSWEGO
CountyKendall
County FIPS093
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV20994
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses930
Number Of Employees9294
Business First Quarter Payroll93026
Business Annual Payroll401891
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population735165
Congressional District14
Congressional LandArea1597.6
Delivery Residential14392
Delivery Business792
Delivery Total16760
Preferred Last Line KeyW14339
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameElgin, IL
City State KeyW14339
Land Area41.947000
Water Area0.475000
City Alias Code
City Mixed CaseOswego
City Alias Mixed CaseOswego
Box Count201
SFDU10769
MFDU590
State ANSI17
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number166000
Unique ZIP Name
SSA State County Code14550
Medicare CBSA Code20994
Medicare CBSA NameElgin, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKendall

Illinois Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]