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Home Insurance Quotes in 60558

Are you shopping for a cheaper homeowners insurance rate in 60558? Our rates are very competitive for homeowners living in Western Springs, IL. Many homeowners located in the 60558 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60558. To get free 60558 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60558 zip code should appear in the zip code field ready to go. Shopping Western Springs, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60558 to review the best rate coverages.

Your 60558 Home Insurance Costs Is Rated: Medium!

For the great city of Western Springs, the average home insurance premium paid annually is around $911 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Western Springs and need insurance on your home in the 60558 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 60558 Homeowners Insurance Rates Now!

60558 Home Insurance Average Premiums

Local 60558 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 60558 lowest rates with discounts applied on average.

For the 60558, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 60558?

  • • The average homeowners insurance premium paid annually for a home in 60558 is around $911 per year.

What does it cost on average per month for home insurance in 60558?

  • • Homeowners in 60558 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 60558?

  • • Autoowners in 60558 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Western Springs area, check out other zip codes nearby 60558.
Review average rates in another zip code:
60558 homeowners insurance rates

Home Replacement Cost Coverage in 60558

Average Building Cost Per Square Foot in 60558: $154

Location: Western Springs, Illinois (Cook County)

Average Square Footage in 60558: 4,048 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60558 before you start any project. Western Springs homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60558 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60558 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,048 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Western Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1544,048$623,400
Additional Upgrades & Added Features$1934,048$779,250
Major Home Updates or Advancements$2314,048$935,100

It's important to understand that when you estimate your replacement cost of your home in the 60558 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60558

Allstate Insurance - Rebecca Episcopo

Address: 822 Hillgrove Ave. Western Springs, IL 60558
Phone: (708)246-4286
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=477

Best Home & Auto Insurance Agencies in 60558

Jenna Crowther State Farm Insurance

Address: 1148 Hillgrove Ave Western Springs, IL 60558
Phone:
Website: http://www.jennacrowther.com/
Info:

Farmers Insurance

Address: 4382 Woodland Ave Western Springs, IL 60558
Phone:
Website:
Info:

Timothy Toomey-Farmers Insurance

Address: 4365 Lawn Ave Western Springs, IL 60558
Phone:
Website: http://www.farmersagent.com/ttoomey/
Info:

Allstate Insurance - Rebecca Episcopo

Address: 822 Hillgrove Ave Western Springs, IL 60558
Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=477
Info:

Housing Demographics for 60558

Population Review for 60558 Zip Code

For the city of Western Springs, the population within 60558 has increased to over 14,058 residents in population size. The current population total is 13,629. We have broken down the population based on race below. In 60558, there are over 6707 in male population and 6922 females.

PopulationValues
Total Population13,629
White Population12459
Black Population63
Hispanic Population624
Asian Population246
Hawaiian Population1
Indian Population9
Other Population109
Male Population6707
Female Population6922
Population Estimate14058

Household Data for 60558

The average number of homes in 60558 is around 4,538, there are an average of 3.00 per household. The average house value according to local real estate values is around $623,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,538
Persons Per Household3.00
Average House Value$623,400
Income Per Household$196638
Median Age41.1
Median Age Male39.9
Median Age Female42.1
60558 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationWESTERN SPRGS
Area Code630/708/847/312/815
CityWestern Springs
City Alias NameWESTERN SPRINGS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses314
Number Of Employees3665
Business First Quarter Payroll60710
Business Annual Payroll282954
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District04|06
Congressional LandArea52.45|378.78
Delivery Residential4686
Delivery Business192
Delivery Total5103
Preferred Last Line KeyW15504
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15504
Land Area2.844000
Water Area0.000000
City Alias Code
City Mixed CaseWestern Springs
City Alias Mixed CaseWestern Springs
Box Count97
SFDU4450
MFDU96
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168340
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

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