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60561 Home Insurance Quotes & Rates

Currently, the 9,407 homes within the 60561 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Illinois is around $834 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Darien, IL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 60561.

Illinois is now ranking #31 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Darien home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Illinois has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 60561 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Darien, Illinois home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Darien, IL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

60561 Home Insurance Average Premiums

Local 60561 homeowners insurance quotes comparison

$584 /yr.

Shows Zip Code: 60561 lowest rates with discounts applied on average.

For the 60561, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$584 /yr.
Average Coverage:$834 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1134 /yr.

What is the average home insurance cost for a home in 60561?

  • • The average homeowners insurance premium paid annually for a home in 60561 is around $834 per year.

What does it cost on average per month for home insurance in 60561?

  • • Homeowners in 60561 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60561?

  • • Autoowners in 60561 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Darien area, check out other zip codes nearby 60561.
Review average rates in another zip code:
60561 homeowners insurance rates

Home Replacement Cost Coverage in 60561

Average Building Cost Per Square Foot in 60561: $154

Location: Darien, Illinois (Dupage County)

Average Square Footage in 60561: 2,225 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60561 before you start any project. Darien homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60561 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60561 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,225 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Darien area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,225$342,700
Additional Upgrades & Added Features$1932,225$428,375
Major Home Updates or Advancements$2312,225$514,050

It's important to understand that when you estimate your replacement cost of your home in the 60561 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60561

Allstate Insurance-James McGillivray

Address: 7702 S Cass Ave Ste 130 Darien, IL 60561
Phone: (630)810-0200
Website: agent.allstate.com/04019

Best Home & Auto Insurance Agencies in 60561

Allstate Insurance-James McGillivray

Address: 7702 S Cass Ave, #130 Darien, IL 60561
Phone:
Website: http://www.agent.allstate.com/04019
Info:

G Ludwig Ins Agency Inc - State Farm Insurance Agent

Address: 1310 Plainfield Rd, #1 Darien, IL 60561
Phone:
Website:
Info:

Barney- Russell G - State Farm Insurance Agent

Address: 7515 S Cass Ave Darien, IL 60561
Phone:
Website: http://www.russbarney.com
Info:

Ben Cordova - COUNTRY Financial

Address: 737 Plainfield Rd Darien, IL 60561
Phone:
Website: http://www.countryfinancial.com/ben.cordova
Info:

Allstate Insurance Company - Annette Detente-Eriotes

Address: 7702 South Cass Avenue Darien, IL 60561
Phone:
Website: http://www.allstateagencies.com/060550?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 60561

Population Review for 60561 Zip Code

For the city of Darien, the population within 60561 has increased to over 23,647 residents in population size. The current population total is 23,139. We have broken down the population based on race below. In 60561, there are over 11178 in male population and 11961 females.

PopulationValues
Total Population23,139
White Population17283
Black Population768
Hispanic Population1922
Asian Population2963
Hawaiian Population13
Indian Population58
Other Population544
Male Population11178
Female Population11961
Population Estimate23647

Household Data for 60561

The average number of homes in 60561 is around 9,407, there are an average of 2.46 per household. The average house value according to local real estate values is around $342,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,407
Persons Per Household2.46
Average House Value$342,700
Income Per Household$103730
Median Age47.4
Median Age Male44.8
Median Age Female49.7
60561 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code708
CityDarien
City Alias NameDARIEN
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses622
Number Of Employees4226
Business First Quarter Payroll39550
Business Annual Payroll176903
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District06|11
Congressional LandArea378.78|280.95
Delivery Residential9613
Delivery Business369
Delivery Total12396
Preferred Last Line Key009679
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State Key009679
Land Area6.645000
Water Area0.102000
City Alias Code
City Mixed CaseDarien
City Alias Mixed CaseDarien
Box Count0
SFDU6296
MFDU1642
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163654
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]