Compare quotes for your home in 60564! Compare the best 12 carriers in minutes.
Compare 60564 Home Insurance Rates
Are you looking to easily compare home insurance prices online for your home in the 60564 area? The average homeowners premium in Illinois for a standard homeowners policy is around $894/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 60564 zip code, the population size is around 45,616 with 14,742 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 60564.
Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Naperville, IL Homeowners Insurance. Compare companies, quotes, coverages and more.
Avg. IL Rate | Discounts | Savings | Shop Rates |
---|---|---|---|
$1,144 | up to 40% off | $458 |
60564 Home Insurance Average Premiums
For the 60564, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $644 /yr. |
Average Coverage: | $894 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1194 /yr. |
What is the average home insurance cost for a home in 60564?
- • The average homeowners insurance premium paid annually for a home in 60564 is around $894 per year.
What does it cost on average per month for home insurance in 60564?
- • Homeowners in 60564 pay a monthly average cost per month around $75.00.
What kind of discount could I get if I combine my home and auto insurance together in 60564?
- • Autoowners in 60564 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Naperville area, check out other zip codes nearby 60564.
Review average rates in another zip code:
60563 homeowners insurance rates
60540 homeowners insurance rates
60564 homeowners insurance rates
60565 homeowners insurance rates
Home Replacement Cost Coverage in 60564
Average Building Cost Per Square Foot in 60564: $154
Location: Naperville, Illinois (Will County)Average Square Footage in 60564: 2,980 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60564 before you start any project. Naperville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60564 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60564 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,980 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Naperville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $154 | 2,980 | $458,900 |
Additional Upgrades & Added Features | $193 | 2,980 | $573,625 |
Major Home Updates or Advancements | $231 | 2,980 | $688,350 |
It's important to understand that when you estimate your replacement cost of your home in the 60564 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60564
Allstate Insurance - John C Goularas
Address: 10334 State Route 59 Naperville, IL 60564Phone: (630)548-5780
Website:
Allstate Insurance-Gamache Ins. & Financial Services
Address: 9 S 080 State Rte 59 Naperville, IL 60564Phone: (630)922-9500
Website: agent.allstate.com/00967
Best Home & Auto Insurance Agencies in 60564
Allstate Insurance Company - Mary Schur
Address: 3020 Reflection Drive Naperville, IL 60564Phone:
Website: http://www.allstateagencies.com/025794?cid=OTC-YP.com-IYP&att=TL
Info:
Allstate Insurance Company - Roger Einbecker
Address: 3027 English Rows Avenue Naperville, IL 60564Phone:
Website: http://www.allstateagencies.com/043860?cid=OTC-YP.com-IYP&att=TL
Info:
Allstate Insurance Company DBA D Thomas Lilla
Address: 1051 Thackery Ln Naperville, IL 60564Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
American Family Insurance - Claudine P McKiddy
Address: 8821 Ramm Dr, #3 Naperville, IL 60564Phone:
Website: http://www.insurance-agency.amfam.com/IL/claudine-p-mckiddy/default.aspx?tid=agp0001029577
Info:
Allstate Insurance-Gamache Ins. & Financial Services
Address: 9 S 080 Rt 59 Naperville, IL 60564Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Housing Demographics for 60564
Population Review for 60564 Zip Code
For the city of Naperville, the population within 60564 has increased to over 48,645 residents in population size. The current population total is 45,616. We have broken down the population based on race below. In 60564, there are over 22256 in male population and 23360 females.
Population | Values |
---|---|
Total Population | 45,616 |
White Population | 25338 |
Black Population | 2297 |
Hispanic Population | 2520 |
Asian Population | 14292 |
Hawaiian Population | 13 |
Indian Population | 69 |
Other Population | 721 |
Male Population | 22256 |
Female Population | 23360 |
Population Estimate | 48645 |
Household Data for 60564
The average number of homes in 60564 is around 14,742, there are an average of 3.09 per household. The average house value according to local real estate values is around $458,900. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 14,742 |
Persons Per Household | 3.09 |
Average House Value | $458,900 |
Income Per Household | $160148 |
Median Age | 40.4 |
Median Age Male | 40.3 |
Median Age Female | 40.5 |
60564 Details | Values |
---|---|
State | IL |
State Full Name | Illinois |
City Type | P |
City Alias Abbreviation | |
Area Code | 630 |
City | Naperville |
City Alias Name | NAPERVILLE |
County | Will |
County FIPS | 197 |
State FIPS | 17 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 1602 |
PMSA | 1600 |
CSA | 176 |
CBSA | 16980 |
CBSA_DIV | 16984 |
CBSA_Type | Metro |
CBSA_Name | Chicago-Naperville-Elgin, IL-IN |
MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
PMSA_Name | Chicago, IL PMSA |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1337 |
Number Of Employees | 9238 |
Business First Quarter Payroll | 81629 |
Business Annual Payroll | 395989 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 9461105 |
CBSA Division Population | 7147982 |
Congressional District | 11|14 |
Congressional LandArea | 280.95|1597.6 |
Delivery Residential | 15743 |
Delivery Business | 994 |
Delivery Total | 21205 |
Preferred Last Line Key | W14091 |
Classification Code | |
Multi-County | Y |
CSA Name | Chicago-Naperville, IL-IN-WI |
CBSA_DIV_Name | Chicago-Naperville-Schaumburg, IL |
City State Key | W14091 |
Land Area | 16.019000 |
Water Area | 0.173000 |
City Alias Code | |
City Mixed Case | Naperville |
City Alias Mixed Case | Naperville |
Box Count | 0 |
SFDU | 11923 |
MFDU | 550 |
State ANSI | 17 |
County ANSI | 197 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 165484 |
Unique ZIP Name | |
SSA State County Code | 14989 |
Medicare CBSA Code | 16984 |
Medicare CBSA Name | Chicago-Naperville-Evanston, IL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Will |
Illinois Homeowners Insurance News & Information
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]