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60606 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 60606 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Chicago, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 60606.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 60606 and start shopping.

Quickly and Easily Compare Average Rates for 60606

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chicago, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 60606

Homeowners in Chicago are paying roughly $817 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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60606 Home Insurance Average Premiums

Local 60606 homeowners insurance quotes comparison

$567 /yr.

Shows Zip Code: 60606 lowest rates with discounts applied on average.

For the 60606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$567 /yr.
Average Coverage:$817 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1117 /yr.

What is the average home insurance cost for a home in 60606?

  • • The average homeowners insurance premium paid annually for a home in 60606 is around $817 per year.

What does it cost on average per month for home insurance in 60606?

  • • Homeowners in 60606 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 60606?

  • • Autoowners in 60606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60606.
Review average rates in another zip code:
60626 homeowners insurance rates
60661 homeowners insurance rates
60646 homeowners insurance rates
60654 homeowners insurance rates
60615 homeowners insurance rates
60641 homeowners insurance rates
60605 homeowners insurance rates
60623 homeowners insurance rates
60636 homeowners insurance rates
60651 homeowners insurance rates

Home Replacement Cost Coverage in 60606

Average Building Cost Per Square Foot in 60606: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60606: 2,179 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60606 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,179 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,179$335,500
Additional Upgrades & Added Features$1932,179$419,375
Major Home Updates or Advancements$2312,179$503,250

It's important to understand that when you estimate your replacement cost of your home in the 60606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60606

Allstate Insurance - Oliver W Harper III

Address: 345 N Canal St #1008 Chicago, IL 60606
Phone: (312)207-1348
Website:

Best Home & Auto Insurance Agencies in 60606

Equity Risk Services Llc

Address: 2 N Riverside Plz Chicago, IL 60606
Phone:
Website:
Info:

Lamb Little & Company

Address: 309 W Washington St Chicago, IL 60606
Phone:
Website:
Info:

Housing Demographics for 60606

Population Review for 60606 Zip Code

For the city of Chicago, the population within 60606 has increased to over 4,222 residents in population size. The current population total is 3,797. We have broken down the population based on race below. In 60606, there are over 2001 in male population and 1796 females.

PopulationValues
Total Population3,797
White Population2537
Black Population221
Hispanic Population260
Asian Population665
Hawaiian Population0
Indian Population10
Other Population69
Male Population2001
Female Population1796
Population Estimate4222

Household Data for 60606

The average number of homes in 60606 is around 2,397, there are an average of 1.54 per household. The average house value according to local real estate values is around $335,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,397
Persons Per Household1.54
Average House Value$335,500
Income Per Household$130196
Median Age32.4
Median Age Male33.0
Median Age Female32.0
60606 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code312/773/872/708/224/464/630/815
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3366
Number Of Employees179047
Business First Quarter Payroll7033036
Business Annual Payroll22413321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District07
Congressional LandArea62.52
Delivery Residential2742
Delivery Business2103
Delivery Total5272
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area0.232000
Water Area0.039000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count0
SFDU4
MFDU2738
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]