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Home Insurance in 60651

Our rates are very competitive for homeowners living in the 60651 zip code. Many homeowners based out of Chicago, IL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60651 should appear in the zip code field ready to go.

60651 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Chicago area? The average homeowners premium in 60651 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 60651, you can expect to pay around $842 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 60651

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Illinois. Start your 60651 home insurance shopping today!

  1. Chicago, IL Home Insurance Quotes

60651 Home Insurance Average Premiums

Local 60651 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 60651 lowest rates with discounts applied on average.

For the 60651, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1142 /yr.

What is the average home insurance cost for a home in 60651?

  • • The average homeowners insurance premium paid annually for a home in 60651 is around $842 per year.

What does it cost on average per month for home insurance in 60651?

  • • Homeowners in 60651 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60651?

  • • Autoowners in 60651 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60651.
Review average rates in another zip code:
60656 homeowners insurance rates
60602 homeowners insurance rates
60646 homeowners insurance rates
60632 homeowners insurance rates
60604 homeowners insurance rates
60643 homeowners insurance rates
60638 homeowners insurance rates
60613 homeowners insurance rates
60612 homeowners insurance rates
60633 homeowners insurance rates

Home Replacement Cost Coverage in 60651

Average Building Cost Per Square Foot in 60651: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60651: 1,403 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60651 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60651 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60651 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,403 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,403$216,100
Additional Upgrades & Added Features$1931,403$270,125
Major Home Updates or Advancements$2311,403$324,150

It's important to understand that when you estimate your replacement cost of your home in the 60651 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60651

Best Home & Auto Insurance Agencies in 60651

Illinois Vehicle Insurance Agency

Address: 5656 W Division St Chicago, IL 60651
Phone:
Website: http://www.illinoisvehicles.com
Info:

Housing Demographics for 60651

Population Review for 60651 Zip Code

For the city of Chicago, the population within 60651 has increased to over 47,042 residents in population size. The current population total is 62,819. We have broken down the population based on race below. In 60651, there are over 30095 in male population and 32724 females.

PopulationValues
Total Population62,819
White Population6461
Black Population31309
Hispanic Population27961
Asian Population366
Hawaiian Population20
Indian Population924
Other Population17100
Male Population30095
Female Population32724
Population Estimate47042

Household Data for 60651

The average number of homes in 60651 is around 21,843, there are an average of 2.87 per household. The average house value according to local real estate values is around $216,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,843
Persons Per Household2.87
Average House Value$216,100
Income Per Household$44549
Median Age35.5
Median Age Male34.3
Median Age Female36.7
60651 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses555
Number Of Employees5393
Business First Quarter Payroll54633
Business Annual Payroll242383
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|07
Congressional LandArea237.18|62.52
Delivery Residential16391
Delivery Business1017
Delivery Total17898
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area3.463000
Water Area0.000000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count284
SFDU12754
MFDU3637
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]