Get multiple home insurance quotes in 60803. Our licensed 60803, IL agents are ready to serve you.

60803 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 60803 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Alsip, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 60803 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Alsip homeowners insurance rates, coverage options or home insurance types, please select Alsip, IL Home Insurance Rates Online!

60803 Home Insurance Average Premiums

Local 60803 homeowners insurance quotes comparison

$572 /yr.

Shows Zip Code: 60803 lowest rates with discounts applied on average.

For the 60803, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$572 /yr.
Average Coverage:$822 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1122 /yr.

What is the average home insurance cost for a home in 60803?

  • • The average homeowners insurance premium paid annually for a home in 60803 is around $822 per year.

What does it cost on average per month for home insurance in 60803?

  • • Homeowners in 60803 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60803?

  • • Autoowners in 60803 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alsip area, check out other zip codes nearby 60803.
Review average rates in another zip code:
60803 homeowners insurance rates

Home Replacement Cost Coverage in 60803

Average Building Cost Per Square Foot in 60803: $154

Location: Alsip, Illinois (Cook County)

Average Square Footage in 60803: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60803 before you start any project. Alsip homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60803 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60803 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alsip area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,095$168,700
Additional Upgrades & Added Features$1931,095$210,875
Major Home Updates or Advancements$2311,095$253,050

It's important to understand that when you estimate your replacement cost of your home in the 60803 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60803

Best Home & Auto Insurance Agencies in 60803

Connolly- Jerry J Jr

Address: 3329 W 115th St Merrionette Park, IL 60803
Phone:
Website:
Info:

Johnson- Constance A - State Farm Insurance Agent

Address: 11630 S Pulaski Rd Alsip, IL 60803
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60803

Population Review for 60803 Zip Code

For the city of Alsip, the population within 60803 has increased to over 22,544 residents in population size. The current population total is 22,189. We have broken down the population based on race below. In 60803, there are over 10576 in male population and 11613 females.

PopulationValues
Total Population22,189
White Population11755
Black Population4745
Hispanic Population5764
Asian Population411
Hawaiian Population11
Indian Population162
Other Population2640
Male Population10576
Female Population11613
Population Estimate22544

Household Data for 60803

The average number of homes in 60803 is around 9,027, there are an average of 2.45 per household. The average house value according to local real estate values is around $168,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,027
Persons Per Household2.45
Average House Value$168,700
Income Per Household$57305
Median Age39.5
Median Age Male38.0
Median Age Female40.8
60803 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code708/464
CityAlsip
City Alias NameALSIP
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses653
Number Of Employees14820
Business First Quarter Payroll189413
Business Annual Payroll874525
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|06
Congressional LandArea258.38|378.78
Delivery Residential9202
Delivery Business810
Delivery Total10194
Preferred Last Line KeyW11837
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW11837
Land Area7.755000
Water Area0.132000
City Alias Code
City Mixed CaseAlsip
City Alias Mixed CaseAlsip
Box Count0
SFDU5463
MFDU3463
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]