Get multiple home insurance quotes in 60804. Our licensed 60804, IL agents are ready to serve you.

60804, IL Home Insurance

In the zip code of 60804, the population size is around 85,673, which consists of 24,429 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Cicero, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $835 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 60804 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Cicero. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Cicero, IL Homeowners Insurance Online Rates Today!

60804 Home Insurance Average Premiums

Local 60804 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 60804 lowest rates with discounts applied on average.

For the 60804, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 60804?

  • • The average homeowners insurance premium paid annually for a home in 60804 is around $835 per year.

What does it cost on average per month for home insurance in 60804?

  • • Homeowners in 60804 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60804?

  • • Autoowners in 60804 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cicero area, check out other zip codes nearby 60804.
Review average rates in another zip code:
60804 homeowners insurance rates

Home Replacement Cost Coverage in 60804

Average Building Cost Per Square Foot in 60804: $154

Location: Cicero, Illinois (Cook County)

Average Square Footage in 60804: 1,237 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60804 before you start any project. Cicero homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60804 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60804 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,237 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cicero area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,237$190,500
Additional Upgrades & Added Features$1931,237$238,125
Major Home Updates or Advancements$2311,237$285,750

It's important to understand that when you estimate your replacement cost of your home in the 60804 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60804

Allstate Insurance-Juan Del Real

Address: 5738 W 35th St Cicero, IL 60804
Phone: (708)652-8000
Website: agent.allstate.com/19735

Best Home & Auto Insurance Agencies in 60804

Juan Betancourt-Farmers Insurance

Address: 5600 W 26th St Cicero, IL 60804
Phone:
Website: http://www.farmersagent.com/jbetancourt/
Info:

A Guzman Insurance Agency Inc - State Farm Insurance Agent

Address: 5914 W 35th St Cicero, IL 60804
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Insureone-Cicero I

Address: 4712 W Cermak Rd Cicero, IL 60804
Phone:
Website:
Info:

Farmers Insurance

Address: 5531 W Cermak Rd Cicero, IL 60804
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

American Family Insurance

Address: 6013 W Cermak Rd Cicero, IL 60804
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 60804

Population Review for 60804 Zip Code

For the city of Cicero, the population within 60804 has increased to over 64,463 residents in population size. The current population total is 85,673. We have broken down the population based on race below. In 60804, there are over 43306 in male population and 42367 females.

PopulationValues
Total Population85,673
White Population16510
Black Population3185
Hispanic Population76194
Asian Population502
Hawaiian Population38
Indian Population3636
Other Population40150
Male Population43306
Female Population42367
Population Estimate64463

Household Data for 60804

The average number of homes in 60804 is around 24,429, there are an average of 3.48 per household. The average house value according to local real estate values is around $190,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,429
Persons Per Household3.48
Average House Value$190,500
Income Per Household$58433
Median Age32.3
Median Age Male31.9
Median Age Female32.7
60804 DetailsValues
StateIL
State Full NameIllinois
City TypeB
City Alias Abbreviation
Area Code708/464/312/773
CityCicero
City Alias NameCICERO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses996
Number Of Employees12259
Business First Quarter Payroll139187
Business Annual Payroll653110
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District04
Congressional LandArea52.45
Delivery Residential18524
Delivery Business1165
Delivery Total20239
Preferred Last Line KeyW12419
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12419
Land Area7.115000
Water Area0.055000
City Alias Code
City Mixed CaseCicero
City Alias Mixed CaseCicero
Box Count257
SFDU15206
MFDU3313
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]