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Quickly Revew Homeowners Insurance in 60914

If you own a home in Bourbonnais, IL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 60914 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Illinois licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 60914 and start comparing rates now.

60914 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 60914 is $854 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 60914 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bourbonnais, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60914 Home Insurance Average Premiums

Local 60914 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 60914 lowest rates with discounts applied on average.

For the 60914, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 60914?

  • • The average homeowners insurance premium paid annually for a home in 60914 is around $854 per year.

What does it cost on average per month for home insurance in 60914?

  • • Homeowners in 60914 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60914?

  • • Autoowners in 60914 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bourbonnais area, check out other zip codes nearby 60914.
Review average rates in another zip code:
60914 homeowners insurance rates

Home Replacement Cost Coverage in 60914

Average Building Cost Per Square Foot in 60914: $154

Location: Bourbonnais, Illinois (Kankakee County)

Average Square Footage in 60914: 1,266 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60914 before you start any project. Bourbonnais homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60914 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60914 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,266 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bourbonnais area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,266$194,900
Additional Upgrades & Added Features$1931,266$243,625
Major Home Updates or Advancements$2311,266$292,350

It's important to understand that when you estimate your replacement cost of your home in the 60914 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60914

Allstate Insurance - Dan Chambers

Address: 263 North Convent Street Suite 7 Bourbonnais, IL 60914
Phone: (815)932-1400
Website:

Best Home & Auto Insurance Agencies in 60914

Allstate Insurance - Dan Chambers

Address: 263 N Convent St, #7 Bourbonnais, IL 60914
Phone:
Website:
Info:

Casey- Michael H - State Farm Insurance Agent

Address: 586 Latham Drive Ste 8 Prairie Square Bourbonnais, IL 60914
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 263 N Convent St Bourbonnais, IL 60914
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 60914

Population Review for 60914 Zip Code

For the city of Bourbonnais, the population within 60914 has increased to over 28,869 residents in population size. The current population total is 28,894. We have broken down the population based on race below. In 60914, there are over 13834 in male population and 15060 females.

PopulationValues
Total Population28,894
White Population22475
Black Population2865
Hispanic Population2184
Asian Population704
Hawaiian Population3
Indian Population76
Other Population761
Male Population13834
Female Population15060
Population Estimate28869

Household Data for 60914

The average number of homes in 60914 is around 10,263, there are an average of 2.62 per household. The average house value according to local real estate values is around $194,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,263
Persons Per Household2.62
Average House Value$194,900
Income Per Household$78291
Median Age35.6
Median Age Male34.6
Median Age Female36.5
60914 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityBourbonnais
City Alias NameBOURBONNAIS
CountyKankakee
County FIPS091
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA3740
CSA176
CBSA28100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKankakee, IL
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameKankakee, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses637
Number Of Employees9601
Business First Quarter Payroll80817
Business Annual Payroll356890
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population113449
CBSA Division Population0
Congressional District01|02
Congressional LandArea258.38|1080.67
Delivery Residential11019
Delivery Business611
Delivery Total11922
Preferred Last Line KeyW12133
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW12133
Land Area48.923000
Water Area0.361000
City Alias Code
City Mixed CaseBourbonnais
City Alias Mixed CaseBourbonnais
Box Count177
SFDU8968
MFDU464
State ANSI17
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160888
Unique ZIP Name
SSA State County Code14540
Medicare CBSA Code28100
Medicare CBSA NameKankakee, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKankakee

Illinois Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]