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Searching for Homeowners Insurance in 60915

If you are a homeowners that lives in 60915 you may be searching for more affordable homeowners insurance in Bradley. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bradley, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 60915 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bradley, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 60915 Home Insurance Costs: medium!

In Bradley, homeowners are paying roughly $832 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 60915 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bradley are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 60915 policy right now!

60915 Home Insurance Average Premiums

Local 60915 homeowners insurance quotes comparison

$582 /yr.

Shows Zip Code: 60915 lowest rates with discounts applied on average.

For the 60915, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$582 /yr.
Average Coverage:$832 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1132 /yr.

What is the average home insurance cost for a home in 60915?

  • • The average homeowners insurance premium paid annually for a home in 60915 is around $832 per year.

What does it cost on average per month for home insurance in 60915?

  • • Homeowners in 60915 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60915?

  • • Autoowners in 60915 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bradley area, check out other zip codes nearby 60915.
Review average rates in another zip code:
60915 homeowners insurance rates

Home Replacement Cost Coverage in 60915

Average Building Cost Per Square Foot in 60915: $154

Location: Bradley, Illinois (Kankakee County)

Average Square Footage in 60915: 792 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60915 before you start any project. Bradley homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60915 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60915 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 792 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bradley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154792$122,000
Additional Upgrades & Added Features$193792$152,500
Major Home Updates or Advancements$231792$183,000

It's important to understand that when you estimate your replacement cost of your home in the 60915 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60915

Best Home & Auto Insurance Agencies in 60915

Allstate Insurance Companies

Address: 516 E Broadway St Bradley, IL 60915
Phone:
Website: http://www.allstateagencies.com
Info:

First Community Insurance Group

Address: 265 Stebbings Ct, #3 Bradley, IL 60915
Phone:
Website: http://www.firstcommunityinsurance.com
Info:

Julie A Schuld Ins Agency Inc - State Farm Insurance Agent

Address: 116 S Kinzie Ave Bradley, IL 60915
Phone:
Website:
Info:

Housing Demographics for 60915

Population Review for 60915 Zip Code

For the city of Bradley, the population within 60915 has increased to over 10,164 residents in population size. The current population total is 10,128. We have broken down the population based on race below. In 60915, there are over 4879 in male population and 5249 females.

PopulationValues
Total Population10,128
White Population8003
Black Population642
Hispanic Population1153
Asian Population83
Hawaiian Population0
Indian Population42
Other Population524
Male Population4879
Female Population5249
Population Estimate10164

Household Data for 60915

The average number of homes in 60915 is around 4,218, there are an average of 2.38 per household. The average house value according to local real estate values is around $122,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,218
Persons Per Household2.38
Average House Value$122,000
Income Per Household$49819
Median Age37.5
Median Age Male36.2
Median Age Female38.9
60915 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityBradley
City Alias NameBRADLEY
CountyKankakee
County FIPS091
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA3740
CSA176
CBSA28100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKankakee, IL
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameKankakee, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees6017
Business First Quarter Payroll85295
Business Annual Payroll429658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population113449
CBSA Division Population0
Congressional District01|02
Congressional LandArea258.38|1080.67
Delivery Residential4271
Delivery Business383
Delivery Total6428
Preferred Last Line KeyW12152
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW12152
Land Area3.424000
Water Area0.031000
City Alias Code
City Mixed CaseBradley
City Alias Mixed CaseBradley
Box Count103
SFDU4005
MFDU197
State ANSI17
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160912
Unique ZIP Name
SSA State County Code14540
Medicare CBSA Code28100
Medicare CBSA NameKankakee, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKankakee

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]