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Compare 60934 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 60934 area? The average homeowners premium in Illinois for a standard homeowners policy is around $885/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 60934 zip code, the population size is around 248 with 98 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 60934.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Emington, IL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. IL RateDiscountsSavingsShop Rates
$1,144up to 40% off$458

60934 Home Insurance Average Premiums

Local 60934 homeowners insurance quotes comparison

$635 /yr.

Shows Zip Code: 60934 lowest rates with discounts applied on average.

For the 60934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$635 /yr.
Average Coverage:$885 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1185 /yr.

What is the average home insurance cost for a home in 60934?

  • • The average homeowners insurance premium paid annually for a home in 60934 is around $885 per year.

What does it cost on average per month for home insurance in 60934?

  • • Homeowners in 60934 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60934?

  • • Autoowners in 60934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Emington area, check out other zip codes nearby 60934.
Review average rates in another zip code:
60934 homeowners insurance rates

Home Replacement Cost Coverage in 60934

Average Building Cost Per Square Foot in 60934: $154

Location: Emington, Illinois (Livingston County)

Average Square Footage in 60934: 1,311 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60934 before you start any project. Emington homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,311 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Emington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,311$201,900
Additional Upgrades & Added Features$1931,311$252,375
Major Home Updates or Advancements$2311,311$302,850

It's important to understand that when you estimate your replacement cost of your home in the 60934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60934

Best Home & Auto Insurance Agencies in 60934

Housing Demographics for 60934

Population Review for 60934 Zip Code

For the city of Emington, the population within 60934 has increased to over 187 residents in population size. The current population total is 248. We have broken down the population based on race below. In 60934, there are over 123 in male population and 125 females.

PopulationValues
Total Population248
White Population233
Black Population1
Hispanic Population8
Asian Population2
Hawaiian Population0
Indian Population0
Other Population0
Male Population123
Female Population125
Population Estimate187

Household Data for 60934

The average number of homes in 60934 is around 98, there are an average of 2.53 per household. The average house value according to local real estate values is around $201,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode98
Persons Per Household2.53
Average House Value$201,900
Income Per Household$60000
Median Age41.5
Median Age Male42.6
Median Age Female40.2
60934 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CityEmington
City Alias NameEMINGTON
CountyLivingston
County FIPS105
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA145
CBSA38700
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePontiac, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll27
Business Annual Payroll140
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38950
CBSA Division Population0
Congressional District02
Congressional LandArea1080.67
Delivery Residential74
Delivery Business2
Delivery Total109
Preferred Last Line KeyW12877
Classification Code
Multi-County
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW12877
Land Area31.427000
Water Area0.028000
City Alias Code
City Mixed CaseEmington
City Alias Mixed CaseEmington
Box Count30
SFDU74
MFDU0
State ANSI17
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number162556
Unique ZIP Name
SSA State County Code14610
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLivingston

Illinois Homeowners Insurance News & Information

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