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Home Insurance Rates in 60962

For homeowners shopping online in 60962, our insurance rates are very competitive for homeowners living in Roberts, IL. Many homeowners based out of the great city of Roberts have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 60962, simply click the "Get Multiple Quotes Now" button. Your 60962 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Roberts, IL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

60962 Home Insurance Rating is: Medium!

If you live in 60962, you can easily save up to 40% off the average home insurance premium of $850 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Roberts can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 60962 today!

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60962 Home Insurance Average Premiums

Local 60962 homeowners insurance quotes comparison

$600 /yr.

Shows Zip Code: 60962 lowest rates with discounts applied on average.

For the 60962, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$600 /yr.
Average Coverage:$850 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1150 /yr.

What is the average home insurance cost for a home in 60962?

  • • The average homeowners insurance premium paid annually for a home in 60962 is around $850 per year.

What does it cost on average per month for home insurance in 60962?

  • • Homeowners in 60962 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60962?

  • • Autoowners in 60962 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roberts area, check out other zip codes nearby 60962.
Review average rates in another zip code:
60962 homeowners insurance rates

Home Replacement Cost Coverage in 60962

Average Building Cost Per Square Foot in 60962: $154

Location: Roberts, Illinois (Ford County)

Average Square Footage in 60962: 378 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60962 before you start any project. Roberts homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60962 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60962 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 378 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roberts area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154378$58,200
Additional Upgrades & Added Features$193378$72,750
Major Home Updates or Advancements$231378$87,300

It's important to understand that when you estimate your replacement cost of your home in the 60962 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60962

Best Home & Auto Insurance Agencies in 60962

Housing Demographics for 60962

Population Review for 60962 Zip Code

For the city of Roberts, the population within 60962 has increased to over 403 residents in population size. The current population total is 532. We have broken down the population based on race below. In 60962, there are over 267 in male population and 265 females.

PopulationValues
Total Population532
White Population489
Black Population2
Hispanic Population31
Asian Population2
Hawaiian Population0
Indian Population2
Other Population10
Male Population267
Female Population265
Population Estimate403

Household Data for 60962

The average number of homes in 60962 is around 219, there are an average of 2.43 per household. The average house value according to local real estate values is around $58,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode219
Persons Per Household2.43
Average House Value$58,200
Income Per Household$55865
Median Age46.7
Median Age Male45.6
Median Age Female48.8
60962 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217/447
CityRoberts
City Alias NameROBERTS
CountyFord
County FIPS053
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA169
CBSA16580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChampaign-Urbana, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees173
Business First Quarter Payroll2640
Business Annual Payroll16785
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population231891
CBSA Division Population0
Congressional District02
Congressional LandArea1080.67
Delivery Residential166
Delivery Business8
Delivery Total248
Preferred Last Line KeyW14639
Classification Code
Multi-County
CSA NameChampaign-Urbana-Danville, IL
CBSA_DIV_Name
City State KeyW14639
Land Area39.449000
Water Area0.049000
City Alias Code
City Mixed CaseRoberts
City Alias Mixed CaseRoberts
Box Count59
SFDU166
MFDU0
State ANSI17
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number166726
Unique ZIP Name
SSA State County Code14350
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseFord

Illinois Homeowners Insurance News & Information

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