Get multiple home insurance quotes in 61073. Our licensed 61073, IL agents are ready to serve you.

Homeowners Insurance in 61073

In Roscoe, IL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 61073 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 61073 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61073 should appear in the zip code field ready to go.

61073 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Illinois, you are going to see rates around the average home insurance premium per year of $831. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Roscoe home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 61073 Home Insurance Rates Now!

Best 3 Options to Compare in 61073

If you want homeowners insurance quotes within the city of Roscoe or in the 61073 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Roscoe, IL.

61073 Home Insurance Average Premiums

Local 61073 homeowners insurance quotes comparison

$581 /yr.

Shows Zip Code: 61073 lowest rates with discounts applied on average.

For the 61073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$581 /yr.
Average Coverage:$831 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1131 /yr.

What is the average home insurance cost for a home in 61073?

  • • The average homeowners insurance premium paid annually for a home in 61073 is around $831 per year.

What does it cost on average per month for home insurance in 61073?

  • • Homeowners in 61073 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 61073?

  • • Autoowners in 61073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roscoe area, check out other zip codes nearby 61073.
Review average rates in another zip code:
61073 homeowners insurance rates

Home Replacement Cost Coverage in 61073

Average Building Cost Per Square Foot in 61073: $154

Location: Roscoe, Illinois (Winnebago County)

Average Square Footage in 61073: 1,231 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61073 before you start any project. Roscoe homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,231 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roscoe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,231$189,500
Additional Upgrades & Added Features$1931,231$236,875
Major Home Updates or Advancements$2311,231$284,250

It's important to understand that when you estimate your replacement cost of your home in the 61073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61073

Allstate Insurance - Guy Jang

Address: 5209 Elevator Rd Po Box 726 Roscoe, IL 61073
Phone: (815)623-7131
Website:

Best Home & Auto Insurance Agencies in 61073

American Family Insurance - Melodi A Broege

Address: 10514 Main St Roscoe, IL 61073
Phone:
Website: http://www.insurance-agency.amfam.com/il/melodi-a-broege/default.aspx?sourceid=yp3
Info:

Allstate Insurance - Guy Jang

Address: 5209 Elevator Rd Roscoe, IL 61073
Phone:
Website:
Info:

Blevins- James R - State Farm Insurance Agent

Address: 4759 Bluestem Rd Roscoe, IL 61073
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jan Sullivan Insurance

Address: 11405 Main St Roscoe, IL 61073
Phone:
Website: http://www.jansullivaninsurance.com
Info:

Housing Demographics for 61073

Population Review for 61073 Zip Code

For the city of Roscoe, the population within 61073 has increased to over 20,601 residents in population size. The current population total is 19,936. We have broken down the population based on race below. In 61073, there are over 9825 in male population and 10111 females.

PopulationValues
Total Population19,936
White Population17279
Black Population432
Hispanic Population1117
Asian Population421
Hawaiian Population11
Indian Population47
Other Population342
Male Population9825
Female Population10111
Population Estimate20601

Household Data for 61073

The average number of homes in 61073 is around 7,477, there are an average of 2.67 per household. The average house value according to local real estate values is around $189,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,477
Persons Per Household2.67
Average House Value$189,500
Income Per Household$95305
Median Age41.8
Median Age Male41.2
Median Age Female42.5
61073 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityRoscoe
City Alias NameROSCOE
CountyWinnebago
County FIPS201
State FIPS17
Time Zone6
Day Light SavingY
MSA6880
PMSA
CSA466
CBSA40420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRockford, IL
MSA_NameRockford, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses387
Number Of Employees4458
Business First Quarter Payroll41236
Business Annual Payroll188695
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population349431
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential7716
Delivery Business314
Delivery Total8351
Preferred Last Line KeyW14688
Classification Code
Multi-CountyY
CSA NameRockford-Freeport-Rochelle, IL
CBSA_DIV_Name
City State KeyW14688
Land Area27.937000
Water Area0.594000
City Alias Code
City Mixed CaseRoscoe
City Alias Mixed CaseRoscoe
Box Count206
SFDU7360
MFDU95
State ANSI17
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number166834
Unique ZIP Name
SSA State County Code14991
Medicare CBSA Code40420
Medicare CBSA NameRockford, IL
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWinnebago

Illinois Homeowners Insurance News & Information

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