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Searching for Homeowners Insurance in 61111

If you are a homeowners that lives in 61111 you may be searching for more affordable homeowners insurance in Loves Park. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Loves Park, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 61111 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Loves Park, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 61111 Home Insurance Costs: medium!

In Loves Park, homeowners are paying roughly $871 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 61111 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Loves Park are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 61111 policy right now!

61111 Home Insurance Average Premiums

Local 61111 homeowners insurance quotes comparison

$621 /yr.

Shows Zip Code: 61111 lowest rates with discounts applied on average.

For the 61111, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$621 /yr.
Average Coverage:$871 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1171 /yr.

What is the average home insurance cost for a home in 61111?

  • • The average homeowners insurance premium paid annually for a home in 61111 is around $871 per year.

What does it cost on average per month for home insurance in 61111?

  • • Homeowners in 61111 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61111?

  • • Autoowners in 61111 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Loves Park area, check out other zip codes nearby 61111.
Review average rates in another zip code:
61111 homeowners insurance rates

Home Replacement Cost Coverage in 61111

Average Building Cost Per Square Foot in 61111: $154

Location: Loves Park, Illinois (Winnebago County)

Average Square Footage in 61111: 774 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61111 before you start any project. Loves Park homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61111 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61111 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 774 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Loves Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154774$119,200
Additional Upgrades & Added Features$193774$149,000
Major Home Updates or Advancements$231774$178,800

It's important to understand that when you estimate your replacement cost of your home in the 61111 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61111

Anderson AW Agency Inc

Address: 6464 North 2nd Street Loves Park, IL 61111
Phone: (815)633-6464
Website:

Badorek Dean Insurance

Address: 4180 North Perryville Road Loves Park, IL 61111
Phone: (815)654-5433
Website: statefarm.com

Allstate Insurance-Connie Manarchy

Address: 7107 N Alpine Rd Loves Park, IL 61111
Phone: (815)636-0100
Website: agent.allstate.com/44511

Allstate Insurance - James Appell

Address: 6276 E Riverside Blv Loves Park, IL 61111
Phone: (815)637-1117
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16158

Best Home & Auto Insurance Agencies in 61111

American Family Insurance- Clifton Strock

Address: 5801 N 2nd St Loves Park, IL 61111
Phone:
Website:
Info:

Farmers Insurance Group Dean Hill Agency

Address: 7115 Windsor Lake Pky Loves Park, IL 61111
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Badorek- Dean E - State Farm Insurance Agent

Address: 4180 N Perryville Rd Loves Park, IL 61111
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - James Appell

Address: 6276 E Riverside Blvd Loves Park, IL 61111
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16158
Info:

Allstate Insurance-Connie Manarchy

Address: 7107 N Alpine Rd Loves Park, IL 61111
Phone:
Website: http://www.agent.allstate.com/44511
Info:

Housing Demographics for 61111

Population Review for 61111 Zip Code

For the city of Loves Park, the population within 61111 has increased to over 24,048 residents in population size. The current population total is 23,028. We have broken down the population based on race below. In 61111, there are over 11196 in male population and 11832 females.

PopulationValues
Total Population23,028
White Population18335
Black Population1253
Hispanic Population2065
Asian Population773
Hawaiian Population7
Indian Population69
Other Population674
Male Population11196
Female Population11832
Population Estimate24048

Household Data for 61111

The average number of homes in 61111 is around 10,057, there are an average of 2.27 per household. The average house value according to local real estate values is around $119,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,057
Persons Per Household2.27
Average House Value$119,200
Income Per Household$57628
Median Age40.8
Median Age Male38.6
Median Age Female42.7
61111 DetailsValues
StateIL
State Full NameIllinois
City TypeB
City Alias Abbreviation
Area Code815
CityLoves Park
City Alias NameLOVES PARK
CountyWinnebago
County FIPS201
State FIPS17
Time Zone6
Day Light SavingY
MSA6880
PMSA
CSA466
CBSA40420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRockford, IL
MSA_NameRockford, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses762
Number Of Employees11012
Business First Quarter Payroll132399
Business Annual Payroll571491
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population349431
CBSA Division Population0
Congressional District16|17
Congressional LandArea7917.49|6933.08
Delivery Residential10594
Delivery Business1015
Delivery Total11470
Preferred Last Line KeyW13765
Classification Code
Multi-CountyY
CSA NameRockford-Freeport-Rochelle, IL
CBSA_DIV_Name
City State KeyW13765
Land Area14.228000
Water Area0.503000
City Alias Code
City Mixed CaseLoves Park
City Alias Mixed CaseLoves Park
Box Count0
SFDU9130
MFDU424
State ANSI17
County ANSI201
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166774
Unique ZIP Name
SSA State County Code14991
Medicare CBSA Code40420
Medicare CBSA NameRockford, IL
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWinnebago

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]