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Home Insurance Rates in 61234

For homeowners shopping online in 61234, our insurance rates are very competitive for homeowners living in Annawan, IL. Many homeowners based out of the great city of Annawan have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 61234, simply click the "Get Multiple Quotes Now" button. Your 61234 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Annawan, IL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

61234 Home Insurance Rating is: Medium!

If you live in 61234, you can easily save up to 40% off the average home insurance premium of $884 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Annawan can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 61234 today!

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61234 Home Insurance Average Premiums

Local 61234 homeowners insurance quotes comparison

$634 /yr.

Shows Zip Code: 61234 lowest rates with discounts applied on average.

For the 61234, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$634 /yr.
Average Coverage:$884 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1184 /yr.

What is the average home insurance cost for a home in 61234?

  • • The average homeowners insurance premium paid annually for a home in 61234 is around $884 per year.

What does it cost on average per month for home insurance in 61234?

  • • Homeowners in 61234 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 61234?

  • • Autoowners in 61234 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Annawan area, check out other zip codes nearby 61234.
Review average rates in another zip code:
61234 homeowners insurance rates

Home Replacement Cost Coverage in 61234

Average Building Cost Per Square Foot in 61234: $154

Location: Annawan, Illinois (Henry County)

Average Square Footage in 61234: 842 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61234 before you start any project. Annawan homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61234 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61234 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 842 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Annawan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154842$129,700
Additional Upgrades & Added Features$193842$162,125
Major Home Updates or Advancements$231842$194,550

It's important to understand that when you estimate your replacement cost of your home in the 61234 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61234

Best Home & Auto Insurance Agencies in 61234

Housing Demographics for 61234

Population Review for 61234 Zip Code

For the city of Annawan, the population within 61234 has increased to over 793 residents in population size. The current population total is 1,197. We have broken down the population based on race below. In 61234, there are over 600 in male population and 597 females.

PopulationValues
Total Population1,197
White Population1114
Black Population5
Hispanic Population40
Asian Population20
Hawaiian Population0
Indian Population0
Other Population14
Male Population600
Female Population597
Population Estimate793

Household Data for 61234

The average number of homes in 61234 is around 515, there are an average of 2.32 per household. The average house value according to local real estate values is around $129,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode515
Persons Per Household2.32
Average House Value$129,700
Income Per Household$64107
Median Age40.3
Median Age Male35.7
Median Age Female42.5
61234 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309/815
CityAnnawan
City Alias NameANNAWAN
CountyHenry
County FIPS073
State FIPS17
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees256
Business First Quarter Payroll2823
Business Annual Payroll13604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential342
Delivery Business19
Delivery Total583
Preferred Last Line KeyW11864
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW11864
Land Area55.706000
Water Area0.177000
City Alias Code
City Mixed CaseAnnawan
City Alias Mixed CaseAnnawan
Box Count195
SFDU321
MFDU0
State ANSI17
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160228
Unique ZIP Name
SSA State County Code14450
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseHenry

Illinois Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]