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61244 Home Insurance Rates & Premiums

Did you know there are over 24,004 people living within the 61244 zip code area? There are over 9,605 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 61244.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $880 a year for a standard homeowners insurance policy in East Moline. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: East Moline, IL Homeowners Insurance Quotes Online

61244 Home Insurance Average Premiums

Local 61244 homeowners insurance quotes comparison

$630 /yr.

Shows Zip Code: 61244 lowest rates with discounts applied on average.

For the 61244, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$630 /yr.
Average Coverage:$880 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1180 /yr.

What is the average home insurance cost for a home in 61244?

  • • The average homeowners insurance premium paid annually for a home in 61244 is around $880 per year.

What does it cost on average per month for home insurance in 61244?

  • • Homeowners in 61244 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61244?

  • • Autoowners in 61244 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Moline area, check out other zip codes nearby 61244.
Review average rates in another zip code:
61244 homeowners insurance rates

Home Replacement Cost Coverage in 61244

Average Building Cost Per Square Foot in 61244: $154

Location: East Moline, Illinois (Rock Island County)

Average Square Footage in 61244: 782 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61244 before you start any project. East Moline homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61244 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61244 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 782 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Moline area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154782$120,500
Additional Upgrades & Added Features$193782$150,625
Major Home Updates or Advancements$231782$180,750

It's important to understand that when you estimate your replacement cost of your home in the 61244 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61244

Best Home & Auto Insurance Agencies in 61244

Allstate Insurance Company - Kraigg Knary

Address: 1180 Avenue of the Cities East Moline, IL 61244
Phone:
Website: http://www.allstateagencies.com/050749?cid=OTC-YP.com-IYP&att=TL
Info:

Gary Seamans Ins Agency Inc - State Farm Insurance Agent

Address: 367 N 2nd Ave #2a East Moline, IL 61244
Phone:
Website:
Info:

Karen M LaFave Ins Agcy Inc - State Farm Insurance Agent

Address: 3555 19th St East Moline, IL 61244
Phone:
Website: http://www.karenlafave.com
Info:

Taylor, Bob - State Farm Insurance Agent

Address: 917 State St Bettendorf, IA 61244
Phone:
Website: http://www.national.citysearch.com/profile/external/3359323/bettendorf_ia/taylor_bob_state_farm_insurance_agent.html
Info:

American Family Insurance - Maria G Baskovic

Address: 485 Avenue of the Cities East Moline, IL 61244
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 61244

Population Review for 61244 Zip Code

For the city of East Moline, the population within 61244 has increased to over 23,577 residents in population size. The current population total is 24,004. We have broken down the population based on race below. In 61244, there are over 12280 in male population and 11724 females.

PopulationValues
Total Population24,004
White Population14877
Black Population3935
Hispanic Population4538
Asian Population826
Hawaiian Population1
Indian Population129
Other Population2018
Male Population12280
Female Population11724
Population Estimate23577

Household Data for 61244

The average number of homes in 61244 is around 9,605, there are an average of 2.34 per household. The average house value according to local real estate values is around $120,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,605
Persons Per Household2.34
Average House Value$120,500
Income Per Household$56978
Median Age41.0
Median Age Male39.4
Median Age Female43.4
61244 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityEast Moline
City Alias NameEAST MOLINE
CountyRock Island
County FIPS161
State FIPS17
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses348
Number Of Employees6738
Business First Quarter Payroll97103
Business Annual Payroll463755
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District17
Congressional LandArea6933.08
Delivery Residential10076
Delivery Business475
Delivery Total10682
Preferred Last Line KeyW12770
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW12770
Land Area26.948000
Water Area1.837000
City Alias Code
City Mixed CaseEast Moline
City Alias Mixed CaseEast Moline
Box Count94
SFDU7571
MFDU1787
State ANSI17
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number162322
Unique ZIP Name
SSA State County Code14890
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseRock Island

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]