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61254, IL Home Insurance

In the zip code of 61254, the population size is around 11,587, which consists of 4,765 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Geneseo, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $889 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 61254 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Geneseo. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Geneseo, IL Homeowners Insurance Online Rates Today!

61254 Home Insurance Average Premiums

Local 61254 homeowners insurance quotes comparison

$639 /yr.

Shows Zip Code: 61254 lowest rates with discounts applied on average.

For the 61254, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$639 /yr.
Average Coverage:$889 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1189 /yr.

What is the average home insurance cost for a home in 61254?

  • • The average homeowners insurance premium paid annually for a home in 61254 is around $889 per year.

What does it cost on average per month for home insurance in 61254?

  • • Homeowners in 61254 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 61254?

  • • Autoowners in 61254 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Geneseo area, check out other zip codes nearby 61254.
Review average rates in another zip code:
61254 homeowners insurance rates

Home Replacement Cost Coverage in 61254

Average Building Cost Per Square Foot in 61254: $154

Location: Geneseo, Illinois (Henry County)

Average Square Footage in 61254: 1,186 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61254 before you start any project. Geneseo homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61254 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61254 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,186 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Geneseo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,186$182,600
Additional Upgrades & Added Features$1931,186$228,250
Major Home Updates or Advancements$2311,186$273,900

It's important to understand that when you estimate your replacement cost of your home in the 61254 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61254

Allstate Insurance-Randall Augsburger

Address: 406-39th Street Moline, IL 61254
Phone: (309)797-2200
Website: agent.allstate.com/66209

Best Home & Auto Insurance Agencies in 61254

American Family Insurance- Michele Anderson

Address: 229 S State St Geneseo, IL 61254
Phone:
Website: http://www.amfam.com/
Info:

Frederich- James E - State Farm Insurance Agent

Address: 204 W 1st St Geneseo, IL 61254
Phone:
Website:
Info:

Allstate Insurance Company & Financial Services

Address: 110 N State St, #100 Geneseo, IL 61254
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 61254

Population Review for 61254 Zip Code

For the city of Geneseo, the population within 61254 has increased to over 11,954 residents in population size. The current population total is 11,587. We have broken down the population based on race below. In 61254, there are over 5651 in male population and 5936 females.

PopulationValues
Total Population11,587
White Population10816
Black Population59
Hispanic Population375
Asian Population68
Hawaiian Population6
Indian Population16
Other Population110
Male Population5651
Female Population5936
Population Estimate11954

Household Data for 61254

The average number of homes in 61254 is around 4,765, there are an average of 2.39 per household. The average house value according to local real estate values is around $182,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,765
Persons Per Household2.39
Average House Value$182,600
Income Per Household$76645
Median Age45.6
Median Age Male43.9
Median Age Female47.4
61254 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityGeneseo
City Alias NameGENESEO
CountyHenry
County FIPS073
State FIPS17
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses293
Number Of Employees5835
Business First Quarter Payroll64751
Business Annual Payroll289491
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential5002
Delivery Business327
Delivery Total5483
Preferred Last Line KeyW13079
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW13079
Land Area166.492000
Water Area0.663000
City Alias Code
City Mixed CaseGeneseo
City Alias Mixed CaseGeneseo
Box Count47
SFDU4549
MFDU322
State ANSI17
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163006
Unique ZIP Name
SSA State County Code14450
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseHenry

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