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Compare 61312 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Arlington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 182 neighbors looking to save on their home insurance policy in the local 61312 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 61312. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Arlington, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Arlington, IL

61312 Home Insurance Average Premiums

Local 61312 homeowners insurance quotes comparison

$620 /yr.

Shows Zip Code: 61312 lowest rates with discounts applied on average.

For the 61312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$620 /yr.
Average Coverage:$870 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1170 /yr.

What is the average home insurance cost for a home in 61312?

  • • The average homeowners insurance premium paid annually for a home in 61312 is around $870 per year.

What does it cost on average per month for home insurance in 61312?

  • • Homeowners in 61312 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61312?

  • • Autoowners in 61312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 61312.
Review average rates in another zip code:
61312 homeowners insurance rates

Home Replacement Cost Coverage in 61312

Average Building Cost Per Square Foot in 61312: $154

Location: Arlington, Illinois (Bureau County)

Average Square Footage in 61312: 773 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61312 before you start any project. Arlington homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 773 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154773$119,100
Additional Upgrades & Added Features$193773$148,875
Major Home Updates or Advancements$231773$178,650

It's important to understand that when you estimate your replacement cost of your home in the 61312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61312

Best Home & Auto Insurance Agencies in 61312

Housing Demographics for 61312

Population Review for 61312 Zip Code

For the city of Arlington, the population within 61312 has increased to over 301 residents in population size. The current population total is 413. We have broken down the population based on race below. In 61312, there are over 215 in male population and 198 females.

PopulationValues
Total Population413
White Population386
Black Population2
Hispanic Population17
Asian Population2
Hawaiian Population0
Indian Population0
Other Population9
Male Population215
Female Population198
Population Estimate301

Household Data for 61312

The average number of homes in 61312 is around 182, there are an average of 2.27 per household. The average house value according to local real estate values is around $119,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode182
Persons Per Household2.27
Average House Value$119,100
Income Per Household$84545
Median Age49.3
Median Age Male49.9
Median Age Female47.3
61312 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityArlington
City Alias NameARLINGTON
CountyBureau
County FIPS011
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA36837
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOttawa, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees22
Business First Quarter Payroll335
Business Annual Payroll1921
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14
Congressional LandArea1597.6
Delivery Residential133
Delivery Business0
Delivery Total181
Preferred Last Line KeyW11882
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW11882
Land Area32.587000
Water Area0.000000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count45
SFDU133
MFDU0
State ANSI17
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160276
Unique ZIP Name
SSA State County Code14050
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBureau

Illinois Homeowners Insurance News & Information

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