Get multiple home insurance quotes in 61356. Our licensed 61356, IL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 61356

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 61356, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Princeton, IL from a list of top tier nationwide insurers.

Our Illinois licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 61356 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 61356

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Princeton, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

61356 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Princeton we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 61356, homeowners are seeing rates around 864 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 61356!

61356 Home Insurance Average Premiums

Local 61356 homeowners insurance quotes comparison

$614 /yr.

Shows Zip Code: 61356 lowest rates with discounts applied on average.

For the 61356, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$614 /yr.
Average Coverage:$864 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1164 /yr.

What is the average home insurance cost for a home in 61356?

  • • The average homeowners insurance premium paid annually for a home in 61356 is around $864 per year.

What does it cost on average per month for home insurance in 61356?

  • • Homeowners in 61356 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61356?

  • • Autoowners in 61356 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Princeton area, check out other zip codes nearby 61356.
Review average rates in another zip code:
61356 homeowners insurance rates

Home Replacement Cost Coverage in 61356

Average Building Cost Per Square Foot in 61356: $154

Location: Princeton, Illinois (Bureau County)

Average Square Footage in 61356: 886 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61356 before you start any project. Princeton homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61356 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61356 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 886 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Princeton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154886$136,500
Additional Upgrades & Added Features$193886$170,625
Major Home Updates or Advancements$231886$204,750

It's important to understand that when you estimate your replacement cost of your home in the 61356 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61356

Best Home & Auto Insurance Agencies in 61356

American Family Insurance- Danny G Hollinsaid

Address: 401 S Main St Princeton, IL 61356
Phone:
Website:
Info:

Grant- Donald E

Address: 1904 N Main St Princeton, IL 61356
Phone:
Website:
Info:

Hellman- Lorita A - State Farm Insurance Agent

Address: 217 S Main St Princeton, IL 61356
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 61356

Population Review for 61356 Zip Code

For the city of Princeton, the population within 61356 has increased to over 11,120 residents in population size. The current population total is 10,915. We have broken down the population based on race below. In 61356, there are over 5243 in male population and 5672 females.

PopulationValues
Total Population10,915
White Population9970
Black Population97
Hispanic Population535
Asian Population157
Hawaiian Population13
Indian Population45
Other Population169
Male Population5243
Female Population5672
Population Estimate11120

Household Data for 61356

The average number of homes in 61356 is around 4,839, there are an average of 2.21 per household. The average house value according to local real estate values is around $136,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,839
Persons Per Household2.21
Average House Value$136,500
Income Per Household$59406
Median Age47.9
Median Age Male45.1
Median Age Female49.9
61356 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CityPrinceton
City Alias NamePRINCETON
CountyBureau
County FIPS011
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA36837
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOttawa, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses325
Number Of Employees4701
Business First Quarter Payroll50809
Business Annual Payroll219459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14|16
Congressional LandArea1597.6|7917.49
Delivery Residential5032
Delivery Business428
Delivery Total5664
Preferred Last Line KeyW14533
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW14533
Land Area189.634000
Water Area2.081000
City Alias Code
City Mixed CasePrinceton
City Alias Mixed CasePrinceton
Box Count92
SFDU4495
MFDU291
State ANSI17
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166444
Unique ZIP Name
SSA State County Code14050
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBureau

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]