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Find the Best Home Insurance Rates in 61420

Shopping for homeowners insurance in 61420 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Blandinsville, IL and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Illinois licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 61420 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 61420

Find Blandinsville, IL Homeowners Insurance Quotes to review the best coverage options in your area.

61420 Home Insurance Rating is: medium!

In 61420 the average premium is $849. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 61420, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 61420!

61420 Home Insurance Average Premiums

Local 61420 homeowners insurance quotes comparison

$599 /yr.

Shows Zip Code: 61420 lowest rates with discounts applied on average.

For the 61420, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$599 /yr.
Average Coverage:$849 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1149 /yr.

What is the average home insurance cost for a home in 61420?

  • • The average homeowners insurance premium paid annually for a home in 61420 is around $849 per year.

What does it cost on average per month for home insurance in 61420?

  • • Homeowners in 61420 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61420?

  • • Autoowners in 61420 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blandinsville area, check out other zip codes nearby 61420.
Review average rates in another zip code:
61420 homeowners insurance rates

Home Replacement Cost Coverage in 61420

Average Building Cost Per Square Foot in 61420: $154

Location: Blandinsville, Illinois (Mcdonough County)

Average Square Footage in 61420: 539 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61420 before you start any project. Blandinsville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61420 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61420 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 539 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blandinsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154539$83,000
Additional Upgrades & Added Features$193539$103,750
Major Home Updates or Advancements$231539$124,500

It's important to understand that when you estimate your replacement cost of your home in the 61420 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61420

Best Home & Auto Insurance Agencies in 61420

Housing Demographics for 61420

Population Review for 61420 Zip Code

For the city of Blandinsville, the population within 61420 has increased to over 746 residents in population size. The current population total is 964. We have broken down the population based on race below. In 61420, there are over 477 in male population and 487 females.

PopulationValues
Total Population964
White Population926
Black Population1
Hispanic Population9
Asian Population4
Hawaiian Population0
Indian Population0
Other Population4
Male Population477
Female Population487
Population Estimate746

Household Data for 61420

The average number of homes in 61420 is around 450, there are an average of 2.14 per household. The average house value according to local real estate values is around $83,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode450
Persons Per Household2.14
Average House Value$83,000
Income Per Household$52273
Median Age48.6
Median Age Male45.8
Median Age Female50.4
61420 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217/309
CityBlandinsville
City Alias NameBLANDINSVILLE
CountyMcdonough
County FIPS109
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMacomb, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees38
Business First Quarter Payroll493
Business Annual Payroll1736
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32612
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential349
Delivery Business7
Delivery Total501
Preferred Last Line KeyW12091
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW12091
Land Area68.480000
Water Area0.011000
City Alias Code
City Mixed CaseBlandinsville
City Alias Mixed CaseBlandinsville
Box Count117
SFDU349
MFDU0
State ANSI17
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160780
Unique ZIP Name
SSA State County Code14630
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMcdonough

Illinois Homeowners Insurance News & Information

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