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Searching for Homeowners Insurance in 61422

If you are a homeowners that lives in 61422 you may be searching for more affordable homeowners insurance in Bushnell. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bushnell, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 61422 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bushnell, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 61422 Home Insurance Costs: medium!

In Bushnell, homeowners are paying roughly $845 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 61422 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bushnell are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 61422 policy right now!

61422 Home Insurance Average Premiums

Local 61422 homeowners insurance quotes comparison

$595 /yr.

Shows Zip Code: 61422 lowest rates with discounts applied on average.

For the 61422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$595 /yr.
Average Coverage:$845 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1145 /yr.

What is the average home insurance cost for a home in 61422?

  • • The average homeowners insurance premium paid annually for a home in 61422 is around $845 per year.

What does it cost on average per month for home insurance in 61422?

  • • Homeowners in 61422 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 61422?

  • • Autoowners in 61422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bushnell area, check out other zip codes nearby 61422.
Review average rates in another zip code:
61422 homeowners insurance rates

Home Replacement Cost Coverage in 61422

Average Building Cost Per Square Foot in 61422: $154

Location: Bushnell, Illinois (Mcdonough County)

Average Square Footage in 61422: 469 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61422 before you start any project. Bushnell homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 469 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bushnell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154469$72,300
Additional Upgrades & Added Features$193469$90,375
Major Home Updates or Advancements$231469$108,450

It's important to understand that when you estimate your replacement cost of your home in the 61422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61422

Best Home & Auto Insurance Agencies in 61422

Heartland Insurance Agency

Address: 130 E Hail St Bushnell, IL 61422
Phone:
Website: http://www.heartlandagency.com
Info:

Housing Demographics for 61422

Population Review for 61422 Zip Code

For the city of Bushnell, the population within 61422 has increased to over 3,157 residents in population size. The current population total is 3,099. We have broken down the population based on race below. In 61422, there are over 1535 in male population and 1564 females.

PopulationValues
Total Population3,099
White Population2910
Black Population33
Hispanic Population41
Asian Population4
Hawaiian Population2
Indian Population1
Other Population15
Male Population1535
Female Population1564
Population Estimate3157

Household Data for 61422

The average number of homes in 61422 is around 1,333, there are an average of 2.27 per household. The average house value according to local real estate values is around $72,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,333
Persons Per Household2.27
Average House Value$72,300
Income Per Household$55793
Median Age44.0
Median Age Male43.6
Median Age Female44.4
61422 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityBushnell
City Alias NameBUSHNELL
CountyMcdonough
County FIPS109
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMacomb, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses65
Number Of Employees841
Business First Quarter Payroll5998
Business Annual Payroll26638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32612
CBSA Division Population0
Congressional District15|17
Congressional LandArea14695.67|6933.08
Delivery Residential1391
Delivery Business86
Delivery Total1560
Preferred Last Line KeyW12245
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW12245
Land Area43.295000
Water Area0.013000
City Alias Code
City Mixed CaseBushnell
City Alias Mixed CaseBushnell
Box Count43
SFDU1256
MFDU0
State ANSI17
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161122
Unique ZIP Name
SSA State County Code14630
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMcdonough

Illinois Homeowners Insurance News & Information

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