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61440 Home Insurance Rates & Premiums

Did you know there are over 600 people living within the 61440 zip code area? There are over 278 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 61440.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $857 a year for a standard homeowners insurance policy in Industry. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Industry, IL Homeowners Insurance Quotes Online

61440 Home Insurance Average Premiums

Local 61440 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 61440 lowest rates with discounts applied on average.

For the 61440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1157 /yr.

What is the average home insurance cost for a home in 61440?

  • • The average homeowners insurance premium paid annually for a home in 61440 is around $857 per year.

What does it cost on average per month for home insurance in 61440?

  • • Homeowners in 61440 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61440?

  • • Autoowners in 61440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Industry area, check out other zip codes nearby 61440.
Review average rates in another zip code:
61440 homeowners insurance rates

Home Replacement Cost Coverage in 61440

Average Building Cost Per Square Foot in 61440: $154

Location: Industry, Illinois (Mcdonough County)

Average Square Footage in 61440: 519 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61440 before you start any project. Industry homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 519 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Industry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154519$80,000
Additional Upgrades & Added Features$193519$100,000
Major Home Updates or Advancements$231519$120,000

It's important to understand that when you estimate your replacement cost of your home in the 61440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61440

Best Home & Auto Insurance Agencies in 61440

Housing Demographics for 61440

Population Review for 61440 Zip Code

For the city of Industry, the population within 61440 has increased to over 386 residents in population size. The current population total is 600. We have broken down the population based on race below. In 61440, there are over 300 in male population and 300 females.

PopulationValues
Total Population600
White Population583
Black Population0
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population3
Other Population3
Male Population300
Female Population300
Population Estimate386

Household Data for 61440

The average number of homes in 61440 is around 278, there are an average of 2.16 per household. The average house value according to local real estate values is around $80,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode278
Persons Per Household2.16
Average House Value$80,000
Income Per Household$58125
Median Age45.3
Median Age Male44.7
Median Age Female46.0
61440 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityIndustry
City Alias NameINDUSTRY
CountyMcdonough
County FIPS109
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMacomb, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees92
Business First Quarter Payroll535
Business Annual Payroll2472
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32612
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential179
Delivery Business4
Delivery Total332
Preferred Last Line KeyW13441
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW13441
Land Area43.190000
Water Area0.009000
City Alias Code
City Mixed CaseIndustry
City Alias Mixed CaseIndustry
Box Count130
SFDU179
MFDU0
State ANSI17
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number163828
Unique ZIP Name
SSA State County Code14630
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMcdonough

Illinois Homeowners Insurance News & Information

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