Get multiple home insurance quotes in 61443. Our licensed 61443, IL agents are ready to serve you.

61443 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 61443 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kewanee, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 61443 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Kewanee homeowners insurance rates, coverage options or home insurance types, please select Kewanee, IL Home Insurance Rates Online!

61443 Home Insurance Average Premiums

Local 61443 homeowners insurance quotes comparison

$620 /yr.

Shows Zip Code: 61443 lowest rates with discounts applied on average.

For the 61443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$620 /yr.
Average Coverage:$870 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1170 /yr.

What is the average home insurance cost for a home in 61443?

  • • The average homeowners insurance premium paid annually for a home in 61443 is around $870 per year.

What does it cost on average per month for home insurance in 61443?

  • • Homeowners in 61443 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61443?

  • • Autoowners in 61443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kewanee area, check out other zip codes nearby 61443.
Review average rates in another zip code:
61443 homeowners insurance rates

Home Replacement Cost Coverage in 61443

Average Building Cost Per Square Foot in 61443: $154

Location: Kewanee, Illinois (Henry County)

Average Square Footage in 61443: 414 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61443 before you start any project. Kewanee homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 414 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kewanee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154414$63,800
Additional Upgrades & Added Features$193414$79,750
Major Home Updates or Advancements$231414$95,700

It's important to understand that when you estimate your replacement cost of your home in the 61443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61443

Allstate Insurance - Thomas Burhorn

Address: 208 W 2nd St Kewanee, IL 61443
Phone: (309)853-4143
Website:

Best Home & Auto Insurance Agencies in 61443

Allstate Insurance - Thomas Burhorn

Address: 208 W 2nd St Kewanee, IL 61443
Phone:
Website:
Info:

Housing Demographics for 61443

Population Review for 61443 Zip Code

For the city of Kewanee, the population within 61443 has increased to over 13,651 residents in population size. The current population total is 13,780. We have broken down the population based on race below. In 61443, there are over 6816 in male population and 6964 females.

PopulationValues
Total Population13,780
White Population10877
Black Population878
Hispanic Population1854
Asian Population52
Hawaiian Population6
Indian Population42
Other Population943
Male Population6816
Female Population6964
Population Estimate13651

Household Data for 61443

The average number of homes in 61443 is around 5,670, there are an average of 2.34 per household. The average house value according to local real estate values is around $63,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,670
Persons Per Household2.34
Average House Value$63,800
Income Per Household$43076
Median Age40.6
Median Age Male39.4
Median Age Female41.7
61443 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityKewanee
City Alias NameKEWANEE
CountyHenry
County FIPS073
State FIPS17
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses271
Number Of Employees3510
Business First Quarter Payroll27389
Business Annual Payroll117176
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District16|17
Congressional LandArea7917.49|6933.08
Delivery Residential5834
Delivery Business367
Delivery Total6396
Preferred Last Line KeyW13542
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW13542
Land Area100.544000
Water Area0.017000
City Alias Code
City Mixed CaseKewanee
City Alias Mixed CaseKewanee
Box Count121
SFDU5262
MFDU335
State ANSI17
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164122
Unique ZIP Name
SSA State County Code14450
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseHenry

Illinois Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]