Get multiple home insurance quotes in 61455. Our licensed 61455, IL agents are ready to serve you.

Quickly Revew Homeowners Insurance in 61455

If you own a home in Macomb, IL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 61455 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Illinois licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 61455 and start comparing rates now.

61455 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 61455 is $844 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 61455 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Macomb, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

61455 Home Insurance Average Premiums

Local 61455 homeowners insurance quotes comparison

$594 /yr.

Shows Zip Code: 61455 lowest rates with discounts applied on average.

For the 61455, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$594 /yr.
Average Coverage:$844 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1144 /yr.

What is the average home insurance cost for a home in 61455?

  • • The average homeowners insurance premium paid annually for a home in 61455 is around $844 per year.

What does it cost on average per month for home insurance in 61455?

  • • Homeowners in 61455 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 61455?

  • • Autoowners in 61455 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Macomb area, check out other zip codes nearby 61455.
Review average rates in another zip code:
61455 homeowners insurance rates

Home Replacement Cost Coverage in 61455

Average Building Cost Per Square Foot in 61455: $154

Location: Macomb, Illinois (Mcdonough County)

Average Square Footage in 61455: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61455 before you start any project. Macomb homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61455 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61455 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Macomb area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154662$101,900
Additional Upgrades & Added Features$193662$127,375
Major Home Updates or Advancements$231662$152,850

It's important to understand that when you estimate your replacement cost of your home in the 61455 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61455

Allstate Insurance - Stacy Foxall

Address: 135 S Lafayette Macomb, IL 61455
Phone: (309)837-3233
Website:

Best Home & Auto Insurance Agencies in 61455

Early- Catherine E - State Farm Insurance Agent

Address: 1221 W Jackson St Macomb, IL 61455
Phone:
Website: http://www.cathyearly.com
Info:

First Choice Insurance & Investments

Address: 1431 Stacy Ln Macomb, IL 61455
Phone:
Website: http://www.firstchoiceinsinv.com/
Info:

American Family Insurance - Matthew K Glaser

Address: 926 E Jackson St Macomb, IL 61455
Phone:
Website: http://www.insurance-agency.amfam.com/IL/matthew-k-glaser/default.aspx?sourceid=yp3
Info:

ACE Cash Express

Address: 1690 E Jackson St Macomb, IL 61455
Phone:
Website: http://www.acecashexpress.com/
Info:

American Family Insurance

Address: 212 N Lafayette St Macomb, IL 61455
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 61455

Population Review for 61455 Zip Code

For the city of Macomb, the population within 61455 has increased to over 16,528 residents in population size. The current population total is 17,630. We have broken down the population based on race below. In 61455, there are over 8389 in male population and 9241 females.

PopulationValues
Total Population17,630
White Population14218
Black Population1479
Hispanic Population835
Asian Population535
Hawaiian Population2
Indian Population46
Other Population396
Male Population8389
Female Population9241
Population Estimate16528

Household Data for 61455

The average number of homes in 61455 is around 7,351, there are an average of 2.07 per household. The average house value according to local real estate values is around $101,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,351
Persons Per Household2.07
Average House Value$101,900
Income Per Household$42235
Median Age31.6
Median Age Male30.5
Median Age Female33.0
61455 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityMacomb
City Alias NameMACOMB
CountyMcdonough
County FIPS109
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMacomb, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses453
Number Of Employees6410
Business First Quarter Payroll55509
Business Annual Payroll251035
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32612
CBSA Division Population0
Congressional District15|17
Congressional LandArea14695.67|6933.08
Delivery Residential7985
Delivery Business604
Delivery Total8876
Preferred Last Line KeyW13791
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW13791
Land Area162.529000
Water Area0.495000
City Alias Code
City Mixed CaseMacomb
City Alias Mixed CaseMacomb
Box Count140
SFDU6002
MFDU627
State ANSI17
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164722
Unique ZIP Name
SSA State County Code14630
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMcdonough

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]