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Searching for Homeowners Insurance in 61458

If you are a homeowners that lives in 61458 you may be searching for more affordable homeowners insurance in Maquon. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Maquon, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 61458 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Maquon, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 61458 Home Insurance Costs: medium!

In Maquon, homeowners are paying roughly $855 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 61458 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Maquon are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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61458 Home Insurance Average Premiums

Local 61458 homeowners insurance quotes comparison

$605 /yr.

Shows Zip Code: 61458 lowest rates with discounts applied on average.

For the 61458, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$605 /yr.
Average Coverage:$855 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1155 /yr.

What is the average home insurance cost for a home in 61458?

  • • The average homeowners insurance premium paid annually for a home in 61458 is around $855 per year.

What does it cost on average per month for home insurance in 61458?

  • • Homeowners in 61458 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61458?

  • • Autoowners in 61458 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maquon area, check out other zip codes nearby 61458.
Review average rates in another zip code:
61458 homeowners insurance rates

Home Replacement Cost Coverage in 61458

Average Building Cost Per Square Foot in 61458: $154

Location: Maquon, Illinois (Knox County)

Average Square Footage in 61458: 570 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61458 before you start any project. Maquon homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61458 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61458 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 570 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maquon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154570$87,800
Additional Upgrades & Added Features$193570$109,750
Major Home Updates or Advancements$231570$131,700

It's important to understand that when you estimate your replacement cost of your home in the 61458 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61458

Best Home & Auto Insurance Agencies in 61458

Housing Demographics for 61458

Population Review for 61458 Zip Code

For the city of Maquon, the population within 61458 has increased to over 505 residents in population size. The current population total is 672. We have broken down the population based on race below. In 61458, there are over 337 in male population and 335 females.

PopulationValues
Total Population672
White Population643
Black Population2
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population1
Other Population2
Male Population337
Female Population335
Population Estimate505

Household Data for 61458

The average number of homes in 61458 is around 329, there are an average of 2.04 per household. The average house value according to local real estate values is around $87,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode329
Persons Per Household2.04
Average House Value$87,800
Income Per Household$63824
Median Age49.1
Median Age Male47.5
Median Age Female50.7
61458 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityMaquon
City Alias NameMAQUON
CountyKnox
County FIPS095
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA23660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGalesburg, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees20
Business First Quarter Payroll122
Business Annual Payroll703
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population70626
CBSA Division Population0
Congressional District17
Congressional LandArea6933.08
Delivery Residential248
Delivery Business4
Delivery Total1693
Preferred Last Line KeyW13820
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW13820
Land Area81.329000
Water Area0.187000
City Alias Code
City Mixed CaseMaquon
City Alias Mixed CaseMaquon
Box Count76
SFDU248
MFDU0
State ANSI17
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number164830
Unique ZIP Name
SSA State County Code14560
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseKnox

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]