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Homeowners Insurance in 61470

In Prairie City, IL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 61470 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 61470 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61470 should appear in the zip code field ready to go.

61470 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Illinois, you are going to see rates around the average home insurance premium per year of $872. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Prairie City home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 61470 Home Insurance Rates Now!

Best 3 Options to Compare in 61470

If you want homeowners insurance quotes within the city of Prairie City or in the 61470 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Prairie City, IL.

61470 Home Insurance Average Premiums

Local 61470 homeowners insurance quotes comparison

$622 /yr.

Shows Zip Code: 61470 lowest rates with discounts applied on average.

For the 61470, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$622 /yr.
Average Coverage:$872 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1172 /yr.

What is the average home insurance cost for a home in 61470?

  • • The average homeowners insurance premium paid annually for a home in 61470 is around $872 per year.

What does it cost on average per month for home insurance in 61470?

  • • Homeowners in 61470 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61470?

  • • Autoowners in 61470 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Prairie City area, check out other zip codes nearby 61470.
Review average rates in another zip code:
61470 homeowners insurance rates

Home Replacement Cost Coverage in 61470

Average Building Cost Per Square Foot in 61470: $154

Location: Prairie City, Illinois (Mcdonough County)

Average Square Footage in 61470: 612 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61470 before you start any project. Prairie City homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61470 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61470 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 612 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Prairie City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154612$94,200
Additional Upgrades & Added Features$193612$117,750
Major Home Updates or Advancements$231612$141,300

It's important to understand that when you estimate your replacement cost of your home in the 61470 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61470

Best Home & Auto Insurance Agencies in 61470

Housing Demographics for 61470

Population Review for 61470 Zip Code

For the city of Prairie City, the population within 61470 has increased to over 335 residents in population size. The current population total is 542. We have broken down the population based on race below. In 61470, there are over 273 in male population and 269 females.

PopulationValues
Total Population542
White Population502
Black Population9
Hispanic Population12
Asian Population4
Hawaiian Population0
Indian Population0
Other Population1
Male Population273
Female Population269
Population Estimate335

Household Data for 61470

The average number of homes in 61470 is around 206, there are an average of 2.50 per household. The average house value according to local real estate values is around $94,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode206
Persons Per Household2.50
Average House Value$94,200
Income Per Household$50625
Median Age45.2
Median Age Male45.4
Median Age Female44.9
61470 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityPrairie City
City Alias NamePRAIRIE CITY
CountyMcdonough
County FIPS109
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMacomb, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees119
Business First Quarter Payroll851
Business Annual Payroll3624
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32612
CBSA Division Population0
Congressional District15|17
Congressional LandArea14695.67|6933.08
Delivery Residential134
Delivery Business3
Delivery Total202
Preferred Last Line KeyW14522
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW14522
Land Area19.330000
Water Area0.000000
City Alias Code
City Mixed CasePrairie City
City Alias Mixed CasePrairie City
Box Count60
SFDU134
MFDU0
State ANSI17
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number166408
Unique ZIP Name
SSA State County Code14630
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseMcdonough

Illinois Homeowners Insurance News & Information

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