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61479 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 61479? There are over 40 occupied homes in the 61479 area. With a population size of 107, it's not uncommon for residence of Speer, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $858 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 61479 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Speer, IL Home Insurance Rate Quotes

61479 Home Insurance Average Premiums

Local 61479 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 61479 lowest rates with discounts applied on average.

For the 61479, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1158 /yr.

What is the average home insurance cost for a home in 61479?

  • • The average homeowners insurance premium paid annually for a home in 61479 is around $858 per year.

What does it cost on average per month for home insurance in 61479?

  • • Homeowners in 61479 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61479?

  • • Autoowners in 61479 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Speer area, check out other zip codes nearby 61479.
Review average rates in another zip code:
61479 homeowners insurance rates

Home Replacement Cost Coverage in 61479

Average Building Cost Per Square Foot in 61479: $154

Location: Speer, Illinois (Stark County)

Average Square Footage in 61479: 1,271 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61479 before you start any project. Speer homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61479 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61479 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,271 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Speer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,271$195,800
Additional Upgrades & Added Features$1931,271$244,750
Major Home Updates or Advancements$2311,271$293,700

It's important to understand that when you estimate your replacement cost of your home in the 61479 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61479

Best Home & Auto Insurance Agencies in 61479

Housing Demographics for 61479

Population Review for 61479 Zip Code

For the city of Speer, the population within 61479 has increased to over 117 residents in population size. The current population total is 107. We have broken down the population based on race below. In 61479, there are over 53 in male population and 54 females.

PopulationValues
Total Population107
White Population98
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population53
Female Population54
Population Estimate117

Household Data for 61479

The average number of homes in 61479 is around 40, there are an average of 2.68 per household. The average house value according to local real estate values is around $195,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode40
Persons Per Household2.68
Average House Value$195,800
Income Per Household$101250
Median Age53.8
Median Age Male51.5
Median Age Female54.5
61479 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CitySpeer
City Alias NameSPEER
CountyStark
County FIPS175
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA427
CBSA37900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePeoria, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees18
Business First Quarter Payroll280
Business Annual Payroll1226
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379186
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential44
Delivery Business2
Delivery Total53
Preferred Last Line KeyW14948
Classification Code
Multi-CountyY
CSA NamePeoria-Canton, IL
CBSA_DIV_Name
City State KeyW14948
Land Area11.351000
Water Area0.000000
City Alias Code
City Mixed CaseSpeer
City Alias Mixed CaseSpeer
Box Count6
SFDU44
MFDU0
State ANSI17
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number167404
Unique ZIP Name
SSA State County Code14960
Medicare CBSA Code37900
Medicare CBSA NamePeoria, IL
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseStark

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