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Home Insurance in 61525

Our rates are very competitive for homeowners living in the 61525 zip code. Many homeowners based out of Dunlap, IL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61525 should appear in the zip code field ready to go.

61525 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Dunlap area? The average homeowners premium in 61525 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 61525, you can expect to pay around $828 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 61525

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Illinois. Start your 61525 home insurance shopping today!

  1. Dunlap, IL Home Insurance Quotes

61525 Home Insurance Average Premiums

Local 61525 homeowners insurance quotes comparison

$578 /yr.

Shows Zip Code: 61525 lowest rates with discounts applied on average.

For the 61525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$578 /yr.
Average Coverage:$828 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1128 /yr.

What is the average home insurance cost for a home in 61525?

  • • The average homeowners insurance premium paid annually for a home in 61525 is around $828 per year.

What does it cost on average per month for home insurance in 61525?

  • • Homeowners in 61525 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 61525?

  • • Autoowners in 61525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dunlap area, check out other zip codes nearby 61525.
Review average rates in another zip code:
61525 homeowners insurance rates

Home Replacement Cost Coverage in 61525

Average Building Cost Per Square Foot in 61525: $154

Location: Dunlap, Illinois (Peoria County)

Average Square Footage in 61525: 1,840 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61525 before you start any project. Dunlap homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,840 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dunlap area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,840$283,400
Additional Upgrades & Added Features$1931,840$354,250
Major Home Updates or Advancements$2311,840$425,100

It's important to understand that when you estimate your replacement cost of your home in the 61525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61525

Best Home & Auto Insurance Agencies in 61525

Housing Demographics for 61525

Population Review for 61525 Zip Code

For the city of Dunlap, the population within 61525 has increased to over 11,797 residents in population size. The current population total is 11,433. We have broken down the population based on race below. In 61525, there are over 5717 in male population and 5716 females.

PopulationValues
Total Population11,433
White Population8474
Black Population394
Hispanic Population330
Asian Population1809
Hawaiian Population4
Indian Population16
Other Population100
Male Population5717
Female Population5716
Population Estimate11797

Household Data for 61525

The average number of homes in 61525 is around 3,882, there are an average of 2.95 per household. The average house value according to local real estate values is around $283,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,882
Persons Per Household2.95
Average House Value$283,400
Income Per Household$138915
Median Age37.3
Median Age Male37.2
Median Age Female37.3
61525 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityDunlap
City Alias NameDUNLAP
CountyPeoria
County FIPS143
State FIPS17
Time Zone6
Day Light SavingY
MSA6120
PMSA
CSA427
CBSA37900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePeoria, IL
MSA_NamePeoria-Pekin, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses88
Number Of Employees421
Business First Quarter Payroll4389
Business Annual Payroll24269
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379186
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential3999
Delivery Business46
Delivery Total4284
Preferred Last Line KeyW12709
Classification Code
Multi-County
CSA NamePeoria-Canton, IL
CBSA_DIV_Name
City State KeyW12709
Land Area32.716000
Water Area0.000000
City Alias Code
City Mixed CaseDunlap
City Alias Mixed CaseDunlap
Box Count187
SFDU3262
MFDU110
State ANSI17
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number162250
Unique ZIP Name
SSA State County Code14800
Medicare CBSA Code37900
Medicare CBSA NamePeoria, IL
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CasePeoria

Illinois Homeowners Insurance News & Information

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    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]