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61546 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 61546 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Manito, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 61546.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 61546 and start shopping.

Quickly and Easily Compare Average Rates for 61546

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Manito, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 61546

Homeowners in Manito are paying roughly $869 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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61546 Home Insurance Average Premiums

Local 61546 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 61546 lowest rates with discounts applied on average.

For the 61546, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1169 /yr.

What is the average home insurance cost for a home in 61546?

  • • The average homeowners insurance premium paid annually for a home in 61546 is around $869 per year.

What does it cost on average per month for home insurance in 61546?

  • • Homeowners in 61546 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61546?

  • • Autoowners in 61546 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manito area, check out other zip codes nearby 61546.
Review average rates in another zip code:
61546 homeowners insurance rates

Home Replacement Cost Coverage in 61546

Average Building Cost Per Square Foot in 61546: $154

Location: Manito, Illinois (Mason County)

Average Square Footage in 61546: 772 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61546 before you start any project. Manito homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61546 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61546 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 772 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manito area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154772$118,900
Additional Upgrades & Added Features$193772$148,625
Major Home Updates or Advancements$231772$178,350

It's important to understand that when you estimate your replacement cost of your home in the 61546 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61546

Best Home & Auto Insurance Agencies in 61546

Housing Demographics for 61546

Population Review for 61546 Zip Code

For the city of Manito, the population within 61546 has increased to over 4,096 residents in population size. The current population total is 3,886. We have broken down the population based on race below. In 61546, there are over 1972 in male population and 1914 females.

PopulationValues
Total Population3,886
White Population3701
Black Population8
Hispanic Population61
Asian Population7
Hawaiian Population1
Indian Population2
Other Population11
Male Population1972
Female Population1914
Population Estimate4096

Household Data for 61546

The average number of homes in 61546 is around 1,636, there are an average of 2.36 per household. The average house value according to local real estate values is around $118,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,636
Persons Per Household2.36
Average House Value$118,900
Income Per Household$68095
Median Age45.6
Median Age Male44.8
Median Age Female46.3
61546 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityManito
City Alias NameMANITO
CountyMason
County FIPS125
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses50
Number Of Employees240
Business First Quarter Payroll1833
Business Annual Payroll8651
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15|17
Congressional LandArea14695.67|6933.08
Delivery Residential1736
Delivery Business45
Delivery Total1907
Preferred Last Line KeyW13809
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW13809
Land Area94.597000
Water Area6.512000
City Alias Code
City Mixed CaseManito
City Alias Mixed CaseManito
Box Count85
SFDU1676
MFDU16
State ANSI17
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number164788
Unique ZIP Name
SSA State County Code14710
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseMason

Illinois Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]