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Home Insurance in 61724

If your primary reason for shopping for homeowners insurance in the 61724 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Bellflower, IL. Many homeowners that live in the 61724 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 61724 zip code should already appear in the zip code field ready to go. For Bellflower, IL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 61724

Homeowners living in the city of Bellflower are paying on average around $868 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 61724 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Illinois home insurance premiums have been recently ranked 31 in the country in terms of the annual cost of premiums. Because premiums in 61724 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 61724 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Bellflower. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

61724 Home Insurance Average Premiums

Local 61724 homeowners insurance quotes comparison

$618 /yr.

Shows Zip Code: 61724 lowest rates with discounts applied on average.

For the 61724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$618 /yr.
Average Coverage:$868 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1168 /yr.

What is the average home insurance cost for a home in 61724?

  • • The average homeowners insurance premium paid annually for a home in 61724 is around $868 per year.

What does it cost on average per month for home insurance in 61724?

  • • Homeowners in 61724 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61724?

  • • Autoowners in 61724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellflower area, check out other zip codes nearby 61724.
Review average rates in another zip code:
61724 homeowners insurance rates

Home Replacement Cost Coverage in 61724

Average Building Cost Per Square Foot in 61724: $154

Location: Bellflower, Illinois (Mclean County)

Average Square Footage in 61724: 643 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61724 before you start any project. Bellflower homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 643 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellflower area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154643$99,000
Additional Upgrades & Added Features$193643$123,750
Major Home Updates or Advancements$231643$148,500

It's important to understand that when you estimate your replacement cost of your home in the 61724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61724

Best Home & Auto Insurance Agencies in 61724

Housing Demographics for 61724

Population Review for 61724 Zip Code

For the city of Bellflower, the population within 61724 has increased to over 220 residents in population size. The current population total is 494. We have broken down the population based on race below. In 61724, there are over 247 in male population and 247 females.

PopulationValues
Total Population494
White Population475
Black Population0
Hispanic Population4
Asian Population2
Hawaiian Population0
Indian Population2
Other Population0
Male Population247
Female Population247
Population Estimate220

Household Data for 61724

The average number of homes in 61724 is around 206, there are an average of 2.40 per household. The average house value according to local real estate values is around $99,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode206
Persons Per Household2.40
Average House Value$99,000
Income Per Household$77031
Median Age42.4
Median Age Male45.1
Median Age Female40.1
61724 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityBellflower
City Alias NameBELLFLOWER
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees67
Business First Quarter Payroll358
Business Annual Payroll1460
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential92
Delivery Business1
Delivery Total226
Preferred Last Line KeyW12029
Classification Code
Multi-County
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW12029
Land Area32.625000
Water Area0.001000
City Alias Code
City Mixed CaseBellflower
City Alias Mixed CaseBellflower
Box Count109
SFDU92
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160624
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

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