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Home Insurance in 61724
If your primary reason for shopping for homeowners insurance in the 61724 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Bellflower, IL. Many homeowners that live in the 61724 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 61724 zip code should already appear in the zip code field ready to go. For Bellflower, IL Homeowners Insurance Quotes, Click to easily get started!
Average Homeowners Premiums in 61724
Homeowners living in the city of Bellflower are paying on average around $868 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 61724 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Illinois home insurance premiums have been recently ranked 31 in the country in terms of the annual cost of premiums. Because premiums in 61724 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.
Easily Compare 61724 Home Insurance Quotes Now!
We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Bellflower. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!
61724 Home Insurance Average Premiums
For the 61724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $618 /yr. |
Average Coverage: | $868 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1168 /yr. |
What is the average home insurance cost for a home in 61724?
- • The average homeowners insurance premium paid annually for a home in 61724 is around $868 per year.
What does it cost on average per month for home insurance in 61724?
- • Homeowners in 61724 pay a monthly average cost per month around $72.00.
What kind of discount could I get if I combine my home and auto insurance together in 61724?
- • Autoowners in 61724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bellflower area, check out other zip codes nearby 61724.
Review average rates in another zip code:
61724 homeowners insurance rates
Home Replacement Cost Coverage in 61724
Average Building Cost Per Square Foot in 61724: $154
Location: Bellflower, Illinois (Mclean County)Average Square Footage in 61724: 643 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 61724 before you start any project. Bellflower homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 61724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 643 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellflower area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $154 | 643 | $99,000 |
Additional Upgrades & Added Features | $193 | 643 | $123,750 |
Major Home Updates or Advancements | $231 | 643 | $148,500 |
It's important to understand that when you estimate your replacement cost of your home in the 61724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 61724
Best Home & Auto Insurance Agencies in 61724
Housing Demographics for 61724
Population Review for 61724 Zip Code
For the city of Bellflower, the population within 61724 has increased to over 220 residents in population size. The current population total is 494. We have broken down the population based on race below. In 61724, there are over 247 in male population and 247 females.
Population | Values |
---|---|
Total Population | 494 |
White Population | 475 |
Black Population | 0 |
Hispanic Population | 4 |
Asian Population | 2 |
Hawaiian Population | 0 |
Indian Population | 2 |
Other Population | 0 |
Male Population | 247 |
Female Population | 247 |
Population Estimate | 220 |
Household Data for 61724
The average number of homes in 61724 is around 206, there are an average of 2.40 per household. The average house value according to local real estate values is around $99,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 206 |
Persons Per Household | 2.40 |
Average House Value | $99,000 |
Income Per Household | $77031 |
Median Age | 42.4 |
Median Age Male | 45.1 |
Median Age Female | 40.1 |
61724 Details | Values |
---|---|
State | IL |
State Full Name | Illinois |
City Type | P |
City Alias Abbreviation | |
Area Code | 309 |
City | Bellflower |
City Alias Name | BELLFLOWER |
County | Mclean |
County FIPS | 113 |
State FIPS | 17 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 1040 |
PMSA | |
CSA | 145 |
CBSA | 14010 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Bloomington, IL |
MSA_Name | Bloomington-Normal, IL MSA |
PMSA_Name | |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 7 |
Number Of Employees | 67 |
Business First Quarter Payroll | 358 |
Business Annual Payroll | 1460 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 16 |
Congressional LandArea | 7917.49 |
Delivery Residential | 92 |
Delivery Business | 1 |
Delivery Total | 226 |
Preferred Last Line Key | W12029 |
Classification Code | |
Multi-County | |
CSA Name | Bloomington-Pontiac, IL |
CBSA_DIV_Name | |
City State Key | W12029 |
Land Area | 32.625000 |
Water Area | 0.001000 |
City Alias Code | |
City Mixed Case | Bellflower |
City Alias Mixed Case | Bellflower |
Box Count | 109 |
SFDU | 92 |
MFDU | 0 |
State ANSI | 17 |
County ANSI | 113 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 160624 |
Unique ZIP Name | |
SSA State County Code | 14650 |
Medicare CBSA Code | 14010 |
Medicare CBSA Name | Bloomington, IL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Mclean |
Illinois Homeowners Insurance News & Information
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