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Homeowners Insurance in 61730

For homeowners living in 61730, you want more affordable home insurance rates in Cooksville, right? Our rates are very competitive for homeowners living in the great city of Cooksville, IL. Many homeowners living in the 61730 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 61730 should appear in the zip code field ready to go. Comparing Cooksville, IL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

61730 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Cooksville pay around $848 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Illinois home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 61730 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Cooksville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Illinois home insurance premium today!

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61730 Home Insurance Average Premiums

Local 61730 homeowners insurance quotes comparison

$598 /yr.

Shows Zip Code: 61730 lowest rates with discounts applied on average.

For the 61730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$598 /yr.
Average Coverage:$848 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1148 /yr.

What is the average home insurance cost for a home in 61730?

  • • The average homeowners insurance premium paid annually for a home in 61730 is around $848 per year.

What does it cost on average per month for home insurance in 61730?

  • • Homeowners in 61730 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61730?

  • • Autoowners in 61730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cooksville area, check out other zip codes nearby 61730.
Review average rates in another zip code:
61730 homeowners insurance rates

Home Replacement Cost Coverage in 61730

Average Building Cost Per Square Foot in 61730: $154

Location: Cooksville, Illinois (Mclean County)

Average Square Footage in 61730: 942 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61730 before you start any project. Cooksville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 942 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cooksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154942$145,100
Additional Upgrades & Added Features$193942$181,375
Major Home Updates or Advancements$231942$217,650

It's important to understand that when you estimate your replacement cost of your home in the 61730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61730

Best Home & Auto Insurance Agencies in 61730

Housing Demographics for 61730

Population Review for 61730 Zip Code

For the city of Cooksville, the population within 61730 has increased to over 176 residents in population size. The current population total is 305. We have broken down the population based on race below. In 61730, there are over 149 in male population and 156 females.

PopulationValues
Total Population305
White Population290
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population149
Female Population156
Population Estimate176

Household Data for 61730

The average number of homes in 61730 is around 154, there are an average of 1.98 per household. The average house value according to local real estate values is around $145,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode154
Persons Per Household1.98
Average House Value$145,100
Income Per Household$58618
Median Age49.1
Median Age Male48.5
Median Age Female50.0
61730 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityCooksville
City Alias NameCOOKSVILLE
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees236
Business First Quarter Payroll8588
Business Annual Payroll26217
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential89
Delivery Business6
Delivery Total167
Preferred Last Line KeyW12500
Classification Code
Multi-County
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW12500
Land Area28.956000
Water Area0.000000
City Alias Code
City Mixed CaseCooksville
City Alias Mixed CaseCooksville
Box Count62
SFDU89
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number161776
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

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