Get multiple home insurance quotes in 61732. Our licensed 61732, IL agents are ready to serve you.

61732 Home Insurance Rates

Getting multiple homeowners insurance rates in 61732 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Danvers, IL. Many homeowners based out of the 61732 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Illinois licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 61732 should appear in the zip code field ready to go. For Danvers, IL Home Insurance Quotes, Click to easily get started!

61732 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 61732 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Danvers. For a basic HO-3, standard homeowners policy, the average premium per year in Illinois is around $891. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 61732 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 61732 Home Insurance Rates Today and Save!

61732 Home Insurance Average Premiums

Local 61732 homeowners insurance quotes comparison

$641 /yr.

Shows Zip Code: 61732 lowest rates with discounts applied on average.

For the 61732, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$641 /yr.
Average Coverage:$891 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1191 /yr.

What is the average home insurance cost for a home in 61732?

  • • The average homeowners insurance premium paid annually for a home in 61732 is around $891 per year.

What does it cost on average per month for home insurance in 61732?

  • • Homeowners in 61732 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 61732?

  • • Autoowners in 61732 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danvers area, check out other zip codes nearby 61732.
Review average rates in another zip code:
61732 homeowners insurance rates

Home Replacement Cost Coverage in 61732

Average Building Cost Per Square Foot in 61732: $154

Location: Danvers, Illinois (Mclean County)

Average Square Footage in 61732: 1,080 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61732 before you start any project. Danvers homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61732 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61732 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,080 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danvers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,080$166,300
Additional Upgrades & Added Features$1931,080$207,875
Major Home Updates or Advancements$2311,080$249,450

It's important to understand that when you estimate your replacement cost of your home in the 61732 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61732

Best Home & Auto Insurance Agencies in 61732

Housing Demographics for 61732

Population Review for 61732 Zip Code

For the city of Danvers, the population within 61732 has increased to over 1,461 residents in population size. The current population total is 2,101. We have broken down the population based on race below. In 61732, there are over 1068 in male population and 1033 females.

PopulationValues
Total Population2,101
White Population1971
Black Population3
Hispanic Population40
Asian Population4
Hawaiian Population0
Indian Population3
Other Population18
Male Population1068
Female Population1033
Population Estimate1461

Household Data for 61732

The average number of homes in 61732 is around 824, there are an average of 2.55 per household. The average house value according to local real estate values is around $166,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode824
Persons Per Household2.55
Average House Value$166,300
Income Per Household$80341
Median Age40.9
Median Age Male41.0
Median Age Female40.9
61732 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityDanvers
City Alias NameDANVERS
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees76
Business First Quarter Payroll736
Business Annual Payroll4447
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16|17
Congressional LandArea7917.49|6933.08
Delivery Residential573
Delivery Business6
Delivery Total886
Preferred Last Line KeyW12587
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW12587
Land Area62.286000
Water Area0.036000
City Alias Code
City Mixed CaseDanvers
City Alias Mixed CaseDanvers
Box Count286
SFDU554
MFDU19
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number161968
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]