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61745 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 61745 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Heyworth, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 61745.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 61745 and start shopping.

Quickly and Easily Compare Average Rates for 61745

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Heyworth, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 61745

Homeowners in Heyworth are paying roughly $857 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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61745 Home Insurance Average Premiums

Local 61745 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 61745 lowest rates with discounts applied on average.

For the 61745, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1157 /yr.

What is the average home insurance cost for a home in 61745?

  • • The average homeowners insurance premium paid annually for a home in 61745 is around $857 per year.

What does it cost on average per month for home insurance in 61745?

  • • Homeowners in 61745 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61745?

  • • Autoowners in 61745 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Heyworth area, check out other zip codes nearby 61745.
Review average rates in another zip code:
61745 homeowners insurance rates

Home Replacement Cost Coverage in 61745

Average Building Cost Per Square Foot in 61745: $154

Location: Heyworth, Illinois (Mclean County)

Average Square Footage in 61745: 1,143 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61745 before you start any project. Heyworth homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61745 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61745 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,143 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Heyworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,143$176,000
Additional Upgrades & Added Features$1931,143$220,000
Major Home Updates or Advancements$2311,143$264,000

It's important to understand that when you estimate your replacement cost of your home in the 61745 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61745

Best Home & Auto Insurance Agencies in 61745

Housing Demographics for 61745

Population Review for 61745 Zip Code

For the city of Heyworth, the population within 61745 has increased to over 4,208 residents in population size. The current population total is 4,331. We have broken down the population based on race below. In 61745, there are over 2151 in male population and 2180 females.

PopulationValues
Total Population4,331
White Population4082
Black Population11
Hispanic Population117
Asian Population14
Hawaiian Population2
Indian Population5
Other Population41
Male Population2151
Female Population2180
Population Estimate4208

Household Data for 61745

The average number of homes in 61745 is around 1,629, there are an average of 2.66 per household. The average house value according to local real estate values is around $176,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,629
Persons Per Household2.66
Average House Value$176,000
Income Per Household$89236
Median Age40.1
Median Age Male39.6
Median Age Female40.4
61745 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityHeyworth
City Alias NameHEYWORTH
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees348
Business First Quarter Payroll2896
Business Annual Payroll14533
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15|16|17
Congressional LandArea14695.67|7917.49|6933.08
Delivery Residential1582
Delivery Business27
Delivery Total1800
Preferred Last Line KeyW13306
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW13306
Land Area74.414000
Water Area0.137000
City Alias Code
City Mixed CaseHeyworth
City Alias Mixed CaseHeyworth
Box Count140
SFDU1582
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number163588
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

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