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Find the lowest Homeowners Insurance Rates in 61748

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 61748, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Hudson, IL from a list of top tier nationwide insurers.

Our Illinois licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 61748 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 61748

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hudson, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

61748 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Hudson we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 61748, homeowners are seeing rates around 861 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 61748!

61748 Home Insurance Average Premiums

Local 61748 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 61748 lowest rates with discounts applied on average.

For the 61748, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$611 /yr.
Average Coverage:$861 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1161 /yr.

What is the average home insurance cost for a home in 61748?

  • • The average homeowners insurance premium paid annually for a home in 61748 is around $861 per year.

What does it cost on average per month for home insurance in 61748?

  • • Homeowners in 61748 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61748?

  • • Autoowners in 61748 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hudson area, check out other zip codes nearby 61748.
Review average rates in another zip code:
61748 homeowners insurance rates

Home Replacement Cost Coverage in 61748

Average Building Cost Per Square Foot in 61748: $154

Location: Hudson, Illinois (Mclean County)

Average Square Footage in 61748: 1,147 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61748 before you start any project. Hudson homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61748 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61748 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,147 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hudson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,147$176,700
Additional Upgrades & Added Features$1931,147$220,875
Major Home Updates or Advancements$2311,147$265,050

It's important to understand that when you estimate your replacement cost of your home in the 61748 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61748

Best Home & Auto Insurance Agencies in 61748

Housing Demographics for 61748

Population Review for 61748 Zip Code

For the city of Hudson, the population within 61748 has increased to over 2,666 residents in population size. The current population total is 2,721. We have broken down the population based on race below. In 61748, there are over 1375 in male population and 1346 females.

PopulationValues
Total Population2,721
White Population2559
Black Population11
Hispanic Population56
Asian Population12
Hawaiian Population0
Indian Population6
Other Population16
Male Population1375
Female Population1346
Population Estimate2666

Household Data for 61748

The average number of homes in 61748 is around 1,080, there are an average of 2.52 per household. The average house value according to local real estate values is around $176,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,080
Persons Per Household2.52
Average House Value$176,700
Income Per Household$102596
Median Age44.4
Median Age Male44.3
Median Age Female44.6
61748 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityHudson
City Alias NameHUDSON
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees697
Business First Quarter Payroll8391
Business Annual Payroll41339
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential1058
Delivery Business23
Delivery Total1264
Preferred Last Line KeyW13395
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW13395
Land Area43.532000
Water Area2.168000
City Alias Code
City Mixed CaseHudson
City Alias Mixed CaseHudson
Box Count149
SFDU1058
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number163744
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

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