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Are you paying too much for homeowners insurance in 61752? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Le Roy, IL that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Illinois licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 61752?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 61752 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 61752 and get ready to save.

3 Easy Ways To Save Money In 61752

These three links will help you explore home insurance quotes in 61752 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 61752 Home Insurance Costs Rated: medium!

The average price for a homeowners insurance policy in Le Roy is roughly $869. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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61752 Home Insurance Average Premiums

Local 61752 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 61752 lowest rates with discounts applied on average.

For the 61752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 61752?

  • • The average homeowners insurance premium paid annually for a home in 61752 is around $869 per year.

What does it cost on average per month for home insurance in 61752?

  • • Homeowners in 61752 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61752?

  • • Autoowners in 61752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Le Roy area, check out other zip codes nearby 61752.
Review average rates in another zip code:
61752 homeowners insurance rates

Home Replacement Cost Coverage in 61752

Average Building Cost Per Square Foot in 61752: $154

Location: Le Roy, Illinois (Mclean County)

Average Square Footage in 61752: 966 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61752 before you start any project. Le Roy homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 966 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Le Roy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154966$148,700
Additional Upgrades & Added Features$193966$185,875
Major Home Updates or Advancements$231966$223,050

It's important to understand that when you estimate your replacement cost of your home in the 61752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61752

Best Home & Auto Insurance Agencies in 61752

Housing Demographics for 61752

Population Review for 61752 Zip Code

For the city of Le Roy, the population within 61752 has increased to over 4,401 residents in population size. The current population total is 4,250. We have broken down the population based on race below. In 61752, there are over 2104 in male population and 2146 females.

PopulationValues
Total Population4,250
White Population4027
Black Population15
Hispanic Population78
Asian Population8
Hawaiian Population1
Indian Population10
Other Population26
Male Population2104
Female Population2146
Population Estimate4401

Household Data for 61752

The average number of homes in 61752 is around 1,740, there are an average of 2.44 per household. The average house value according to local real estate values is around $148,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,740
Persons Per Household2.44
Average House Value$148,700
Income Per Household$81477
Median Age41.1
Median Age Male40.7
Median Age Female41.5
61752 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityLe Roy
City Alias NameLE ROY
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees543
Business First Quarter Payroll4596
Business Annual Payroll21062
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15|16
Congressional LandArea14695.67|7917.49
Delivery Residential1804
Delivery Business102
Delivery Total1991
Preferred Last Line KeyW13651
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW13651
Land Area86.356000
Water Area0.301000
City Alias Code
City Mixed CaseLe Roy
City Alias Mixed CaseLe Roy
Box Count47
SFDU1682
MFDU56
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164440
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

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