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Homeowners Insurance in 61754

Getting the most affordable home insurance rates in 61754 just got easier for Mc Lean, IL home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Mc Lean. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Mc Lean, IL Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 61754

When discussing Illinois homeowners insurance rates, Mc Lean residents are finding new ways to save time and money by discovering lower rates when they shop online. Illinois may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 31. Residents that live within the 61754 zipcode are currently paying $875 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Mc Lean does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

61754 Home Insurance Average Premiums

Local 61754 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 61754 lowest rates with discounts applied on average.

For the 61754, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 61754?

  • • The average homeowners insurance premium paid annually for a home in 61754 is around $875 per year.

What does it cost on average per month for home insurance in 61754?

  • • Homeowners in 61754 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61754?

  • • Autoowners in 61754 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Lean area, check out other zip codes nearby 61754.
Review average rates in another zip code:
61754 homeowners insurance rates

Home Replacement Cost Coverage in 61754

Average Building Cost Per Square Foot in 61754: $154

Location: Mc Lean, Illinois (Mclean County)

Average Square Footage in 61754: 778 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61754 before you start any project. Mc Lean homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61754 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61754 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 778 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Lean area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154778$119,800
Additional Upgrades & Added Features$193778$149,750
Major Home Updates or Advancements$231778$179,700

It's important to understand that when you estimate your replacement cost of your home in the 61754 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61754

Best Home & Auto Insurance Agencies in 61754

Housing Demographics for 61754

Population Review for 61754 Zip Code

For the city of Mc Lean, the population within 61754 has increased to over 792 residents in population size. The current population total is 1,192. We have broken down the population based on race below. In 61754, there are over 620 in male population and 572 females.

PopulationValues
Total Population1,192
White Population1096
Black Population6
Hispanic Population28
Asian Population6
Hawaiian Population0
Indian Population5
Other Population25
Male Population620
Female Population572
Population Estimate792

Household Data for 61754

The average number of homes in 61754 is around 484, there are an average of 2.46 per household. The average house value according to local real estate values is around $119,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode484
Persons Per Household2.46
Average House Value$119,800
Income Per Household$85948
Median Age44.0
Median Age Male40.9
Median Age Female46.3
61754 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityMc Lean
City Alias NameMC LEAN
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees170
Business First Quarter Payroll1018
Business Annual Payroll5108
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15|17
Congressional LandArea14695.67|6933.08
Delivery Residential322
Delivery Business15
Delivery Total550
Preferred Last Line KeyW13872
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW13872
Land Area78.204000
Water Area0.021000
City Alias Code
City Mixed CaseMc Lean
City Alias Mixed CaseMc Lean
Box Count163
SFDU322
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number164686
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

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