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61776 Home Insurance Rates & Premiums

Did you know there are over 1,393 people living within the 61776 zip code area? There are over 532 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 61776.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $891 a year for a standard homeowners insurance policy in Towanda. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Towanda, IL Homeowners Insurance Quotes Online

61776 Home Insurance Average Premiums

Local 61776 homeowners insurance quotes comparison

$641 /yr.

Shows Zip Code: 61776 lowest rates with discounts applied on average.

For the 61776, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$641 /yr.
Average Coverage:$891 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1191 /yr.

What is the average home insurance cost for a home in 61776?

  • • The average homeowners insurance premium paid annually for a home in 61776 is around $891 per year.

What does it cost on average per month for home insurance in 61776?

  • • Homeowners in 61776 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 61776?

  • • Autoowners in 61776 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Towanda area, check out other zip codes nearby 61776.
Review average rates in another zip code:
61776 homeowners insurance rates

Home Replacement Cost Coverage in 61776

Average Building Cost Per Square Foot in 61776: $154

Location: Towanda, Illinois (Mclean County)

Average Square Footage in 61776: 1,188 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61776 before you start any project. Towanda homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61776 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61776 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,188 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Towanda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,188$183,000
Additional Upgrades & Added Features$1931,188$228,750
Major Home Updates or Advancements$2311,188$274,500

It's important to understand that when you estimate your replacement cost of your home in the 61776 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61776

Best Home & Auto Insurance Agencies in 61776

Housing Demographics for 61776

Population Review for 61776 Zip Code

For the city of Towanda, the population within 61776 has increased to over 1,076 residents in population size. The current population total is 1,393. We have broken down the population based on race below. In 61776, there are over 689 in male population and 704 females.

PopulationValues
Total Population1,393
White Population1321
Black Population15
Hispanic Population22
Asian Population3
Hawaiian Population0
Indian Population1
Other Population6
Male Population689
Female Population704
Population Estimate1076

Household Data for 61776

The average number of homes in 61776 is around 532, there are an average of 2.62 per household. The average house value according to local real estate values is around $183,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode532
Persons Per Household2.62
Average House Value$183,000
Income Per Household$110811
Median Age44.5
Median Age Male44.1
Median Age Female44.7
61776 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityTowanda
City Alias NameTOWANDA
CountyMclean
County FIPS113
State FIPS17
Time Zone6
Day Light SavingY
MSA1040
PMSA
CSA145
CBSA14010
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBloomington, IL
MSA_NameBloomington-Normal, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees83
Business First Quarter Payroll611
Business Annual Payroll2565
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential411
Delivery Business6
Delivery Total613
Preferred Last Line KeyW15302
Classification Code
Multi-County
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW15302
Land Area40.248000
Water Area0.108000
City Alias Code
City Mixed CaseTowanda
City Alias Mixed CaseTowanda
Box Count172
SFDU411
MFDU0
State ANSI17
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number167842
Unique ZIP Name
SSA State County Code14650
Medicare CBSA Code14010
Medicare CBSA NameBloomington, IL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMclean

Illinois Homeowners Insurance News & Information

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