Get multiple home insurance quotes in 61839. Our licensed 61839, IL agents are ready to serve you.

Homeowners Insurance in 61839

In De Land, IL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 61839 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 61839 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61839 should appear in the zip code field ready to go.

61839 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Illinois, you are going to see rates around the average home insurance premium per year of $858. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your De Land home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 61839 Home Insurance Rates Now!

Best 3 Options to Compare in 61839

If you want homeowners insurance quotes within the city of De Land or in the 61839 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in De Land, IL.

61839 Home Insurance Average Premiums

Local 61839 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 61839 lowest rates with discounts applied on average.

For the 61839, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1158 /yr.

What is the average home insurance cost for a home in 61839?

  • • The average homeowners insurance premium paid annually for a home in 61839 is around $858 per year.

What does it cost on average per month for home insurance in 61839?

  • • Homeowners in 61839 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61839?

  • • Autoowners in 61839 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the De Land area, check out other zip codes nearby 61839.
Review average rates in another zip code:
61839 homeowners insurance rates

Home Replacement Cost Coverage in 61839

Average Building Cost Per Square Foot in 61839: $154

Location: De Land, Illinois (Piatt County)

Average Square Footage in 61839: 572 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61839 before you start any project. De Land homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61839 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61839 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 572 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the De Land area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154572$88,100
Additional Upgrades & Added Features$193572$110,125
Major Home Updates or Advancements$231572$132,150

It's important to understand that when you estimate your replacement cost of your home in the 61839 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61839

Best Home & Auto Insurance Agencies in 61839

Housing Demographics for 61839

Population Review for 61839 Zip Code

For the city of De Land, the population within 61839 has increased to over 330 residents in population size. The current population total is 584. We have broken down the population based on race below. In 61839, there are over 286 in male population and 298 females.

PopulationValues
Total Population584
White Population538
Black Population5
Hispanic Population23
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population286
Female Population298
Population Estimate330

Household Data for 61839

The average number of homes in 61839 is around 238, there are an average of 2.45 per household. The average house value according to local real estate values is around $88,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode238
Persons Per Household2.45
Average House Value$88,100
Income Per Household$55417
Median Age38.1
Median Age Male40.2
Median Age Female35.8
61839 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityDe Land
City Alias NameDE LAND
CountyPiatt
County FIPS147
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA169
CBSA16580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameChampaign-Urbana, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees34
Business First Quarter Payroll266
Business Annual Payroll1242
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population231891
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential135
Delivery Business2
Delivery Total409
Preferred Last Line KeyW12603
Classification Code
Multi-CountyY
CSA NameChampaign-Urbana-Danville, IL
CBSA_DIV_Name
City State KeyW12603
Land Area32.400000
Water Area0.000000
City Alias Code
City Mixed CaseDe Land
City Alias Mixed CaseDe Land
Box Count128
SFDU135
MFDU0
State ANSI17
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number162046
Unique ZIP Name
SSA State County Code14820
Medicare CBSA Code16580
Medicare CBSA NameChampaign-Urbana, IL
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CasePiatt

Illinois Homeowners Insurance News & Information

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