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61848 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 61848? There are over 79 occupied homes in the 61848 area. With a population size of 202, it's not uncommon for residence of Henning, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $865 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 61848 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Henning, IL Home Insurance Rate Quotes

61848 Home Insurance Average Premiums

Local 61848 homeowners insurance quotes comparison

$615 /yr.

Shows Zip Code: 61848 lowest rates with discounts applied on average.

For the 61848, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$615 /yr.
Average Coverage:$865 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1165 /yr.

What is the average home insurance cost for a home in 61848?

  • • The average homeowners insurance premium paid annually for a home in 61848 is around $865 per year.

What does it cost on average per month for home insurance in 61848?

  • • Homeowners in 61848 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61848?

  • • Autoowners in 61848 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henning area, check out other zip codes nearby 61848.
Review average rates in another zip code:
61848 homeowners insurance rates

Home Replacement Cost Coverage in 61848

Average Building Cost Per Square Foot in 61848: $154

Location: Henning, Illinois (Vermilion County)

Average Square Footage in 61848: 444 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61848 before you start any project. Henning homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61848 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61848 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 444 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henning area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154444$68,300
Additional Upgrades & Added Features$193444$85,375
Major Home Updates or Advancements$231444$102,450

It's important to understand that when you estimate your replacement cost of your home in the 61848 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61848

Best Home & Auto Insurance Agencies in 61848

Housing Demographics for 61848

Population Review for 61848 Zip Code

For the city of Henning, the population within 61848 has increased to over 0 residents in population size. The current population total is 202. We have broken down the population based on race below. In 61848, there are over 106 in male population and 96 females.

PopulationValues
Total Population202
White Population191
Black Population0
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population106
Female Population96
Population Estimate0

Household Data for 61848

The average number of homes in 61848 is around 79, there are an average of 2.56 per household. The average house value according to local real estate values is around $68,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household2.56
Average House Value$68,300
Income Per Household$72000
Median Age41.0
Median Age Male39.5
Median Age Female41.8
61848 DetailsValues
StateIL
State Full NameIllinois
City TypeZ
City Alias Abbreviation
Area Code217/447
CityHenning
City Alias NameHENNING
CountyVermilion
County FIPS183
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA169
CBSA19180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDanville, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population81625
CBSA Division Population0
Congressional District02
Congressional LandArea1080.67
Delivery Residential0
Delivery Business0
Delivery Total82
Preferred Last Line KeyW13291
Classification CodeP
Multi-County
CSA NameChampaign-Urbana-Danville, IL
CBSA_DIV_Name
City State KeyW13291
Land Area1.015000
Water Area0.000000
City Alias Code
City Mixed CaseHenning
City Alias Mixed CaseHenning
Box Count77
SFDU0
MFDU0
State ANSI17
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number163528
Unique ZIP Name
SSA State County Code14982
Medicare CBSA Code19180
Medicare CBSA NameDanville, IL
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseVermilion

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]