Get multiple home insurance quotes in 61882. Our licensed 61882, IL agents are ready to serve you.

61882 Homeowners Insurance Quotes & Rates

Weldon residents living within the 265 homes available in the zip code of 61882 are shopping online to compare cheaper and more affordable Weldon, IL home insurance rates. In the great city of Weldon, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $854 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 61882 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 61882 home insurance rates today! Please give us a call now at 1-855-976-2656. For Weldon, IL Homeowners Insurance Quotes, Click to easily get started!

61882 Home Insurance Average Premiums

Local 61882 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 61882 lowest rates with discounts applied on average.

For the 61882, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 61882?

  • • The average homeowners insurance premium paid annually for a home in 61882 is around $854 per year.

What does it cost on average per month for home insurance in 61882?

  • • Homeowners in 61882 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61882?

  • • Autoowners in 61882 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weldon area, check out other zip codes nearby 61882.
Review average rates in another zip code:
61882 homeowners insurance rates

Home Replacement Cost Coverage in 61882

Average Building Cost Per Square Foot in 61882: $154

Location: Weldon, Illinois (Dewitt County)

Average Square Footage in 61882: 759 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61882 before you start any project. Weldon homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61882 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61882 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 759 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weldon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154759$116,900
Additional Upgrades & Added Features$193759$146,125
Major Home Updates or Advancements$231759$175,350

It's important to understand that when you estimate your replacement cost of your home in the 61882 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61882

Best Home & Auto Insurance Agencies in 61882

Housing Demographics for 61882

Population Review for 61882 Zip Code

For the city of Weldon, the population within 61882 has increased to over 341 residents in population size. The current population total is 641. We have broken down the population based on race below. In 61882, there are over 340 in male population and 301 females.

PopulationValues
Total Population641
White Population615
Black Population0
Hispanic Population5
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population340
Female Population301
Population Estimate341

Household Data for 61882

The average number of homes in 61882 is around 265, there are an average of 2.42 per household. The average house value according to local real estate values is around $116,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode265
Persons Per Household2.42
Average House Value$116,900
Income Per Household$66875
Median Age45.3
Median Age Male44.2
Median Age Female46.3
61882 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityWeldon
City Alias NameWELDON
CountyDewitt
County FIPS039
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees75
Business First Quarter Payroll972
Business Annual Payroll5484
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential141
Delivery Business6
Delivery Total449
Preferred Last Line KeyW15470
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW15470
Land Area38.423000
Water Area1.777000
City Alias Code
City Mixed CaseWeldon
City Alias Mixed CaseWeldon
Box Count144
SFDU141
MFDU0
State ANSI17
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number168298
Unique ZIP Name
SSA State County Code14180
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseDewitt

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]