Get multiple home insurance quotes in 62034. Our licensed 62034, IL agents are ready to serve you.

62034 Home Insurance Rates

For homeowners living in 62034, the population estimates are increasing to well over 14,665 with 5,667 occupied homes within the zip code of 62034. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Glen Carbon have increased and the average home insurance premium is around $891 per year in 62034. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 62034 zip code today so we can help you find affordable Glen Carbon, IL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 62034

Please select one of the three options below based on your 62034 zip code to learn more about Illinois homeowners insurance, plus review average rates and information per state, county or city.

  1. Illinois Homeowners Insurance Quotes
  2. Madison County, IL Home Insurance
  3. Glen Carbon, IL Home Insurance Quotes

62034 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 62034 zip code just got easier with GetHomeInsuranceQuotes.com of Glen Carbon, IL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 62034 today and let us help you review the best home insurance quotes available for homeowners living in Glen Carbon.

Get 62034 Homeowners Insurance Rates Now!

62034 Home Insurance Average Premiums

Local 62034 homeowners insurance quotes comparison

$641 /yr.

Shows Zip Code: 62034 lowest rates with discounts applied on average.

For the 62034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$641 /yr.
Average Coverage:$891 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1191 /yr.

What is the average home insurance cost for a home in 62034?

  • • The average homeowners insurance premium paid annually for a home in 62034 is around $891 per year.

What does it cost on average per month for home insurance in 62034?

  • • Homeowners in 62034 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 62034?

  • • Autoowners in 62034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Carbon area, check out other zip codes nearby 62034.
Review average rates in another zip code:
62034 homeowners insurance rates

Home Replacement Cost Coverage in 62034

Average Building Cost Per Square Foot in 62034: $154

Location: Glen Carbon, Illinois (Madison County)

Average Square Footage in 62034: 1,484 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62034 before you start any project. Glen Carbon homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,484 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Carbon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,484$228,600
Additional Upgrades & Added Features$1931,484$285,750
Major Home Updates or Advancements$2311,484$342,900

It's important to understand that when you estimate your replacement cost of your home in the 62034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62034

Best Home & Auto Insurance Agencies in 62034

Country Insurance & Financial

Address: 9 Junction Dr W Estate # 1 Glen Carbon, IL 62034
Phone:
Website:
Info:

Bielicke- Gerald J - State Farm Insurance Agent

Address: 4521 S Il-159 Glen Carbon, IL 62034
Phone:
Website:
Info:

Farmers Insurance Group

Address: 11 Glen Ed Professional Park Glen Carbon, IL 62034
Phone:
Website:
Info:

Housing Demographics for 62034

Population Review for 62034 Zip Code

For the city of Glen Carbon, the population within 62034 has increased to over 15,339 residents in population size. The current population total is 14,665. We have broken down the population based on race below. In 62034, there are over 7045 in male population and 7620 females.

PopulationValues
Total Population14,665
White Population11881
Black Population1012
Hispanic Population844
Asian Population320
Hawaiian Population10
Indian Population29
Other Population157
Male Population7045
Female Population7620
Population Estimate15339

Household Data for 62034

The average number of homes in 62034 is around 5,667, there are an average of 2.52 per household. The average house value according to local real estate values is around $228,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,667
Persons Per Household2.52
Average House Value$228,600
Income Per Household$85371
Median Age39.3
Median Age Male38.0
Median Age Female40.7
62034 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityGlen Carbon
City Alias NameGLEN CARBON
CountyMadison
County FIPS119
State FIPS17
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses282
Number Of Employees4056
Business First Quarter Payroll32434
Business Annual Payroll149212
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District13|15
Congressional LandArea5793.65|14695.67
Delivery Residential6087
Delivery Business297
Delivery Total6659
Preferred Last Line KeyW13112
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW13112
Land Area13.698000
Water Area0.175000
City Alias Code
City Mixed CaseGlen Carbon
City Alias Mixed CaseGlen Carbon
Box Count64
SFDU5029
MFDU284
State ANSI17
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163114
Unique ZIP Name
SSA State County Code14680
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseMadison

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]