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62081 Home Insurance Rates & Premiums

Did you know there are over 295 people living within the 62081 zip code area? There are over 125 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 62081.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $858 a year for a standard homeowners insurance policy in Rockbridge. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Rockbridge, IL Homeowners Insurance Quotes Online

62081 Home Insurance Average Premiums

Local 62081 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 62081 lowest rates with discounts applied on average.

For the 62081, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1158 /yr.

What is the average home insurance cost for a home in 62081?

  • • The average homeowners insurance premium paid annually for a home in 62081 is around $858 per year.

What does it cost on average per month for home insurance in 62081?

  • • Homeowners in 62081 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62081?

  • • Autoowners in 62081 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockbridge area, check out other zip codes nearby 62081.
Review average rates in another zip code:
62081 homeowners insurance rates

Home Replacement Cost Coverage in 62081

Average Building Cost Per Square Foot in 62081: $154

Location: Rockbridge, Illinois (Greene County)

Average Square Footage in 62081: 545 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62081 before you start any project. Rockbridge homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62081 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62081 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 545 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockbridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154545$83,900
Additional Upgrades & Added Features$193545$104,875
Major Home Updates or Advancements$231545$125,850

It's important to understand that when you estimate your replacement cost of your home in the 62081 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62081

Best Home & Auto Insurance Agencies in 62081

Housing Demographics for 62081

Population Review for 62081 Zip Code

For the city of Rockbridge, the population within 62081 has increased to over 254 residents in population size. The current population total is 295. We have broken down the population based on race below. In 62081, there are over 153 in male population and 142 females.

PopulationValues
Total Population295
White Population285
Black Population1
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population153
Female Population142
Population Estimate254

Household Data for 62081

The average number of homes in 62081 is around 125, there are an average of 2.36 per household. The average house value according to local real estate values is around $83,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode125
Persons Per Household2.36
Average House Value$83,900
Income Per Household$58750
Median Age42.3
Median Age Male38.6
Median Age Female48.3
62081 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityRockbridge
City Alias NameROCKBRIDGE
CountyGreene
County FIPS061
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees27
Business First Quarter Payroll259
Business Annual Payroll1354
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential108
Delivery Business2
Delivery Total132
Preferred Last Line KeyW14654
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW14654
Land Area26.337000
Water Area0.033000
City Alias Code
City Mixed CaseRockbridge
City Alias Mixed CaseRockbridge
Box Count17
SFDU108
MFDU0
State ANSI17
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number166756
Unique ZIP Name
SSA State County Code14390
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseGreene

Illinois Homeowners Insurance News & Information

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