Get multiple home insurance quotes in 62084. Our licensed 62084, IL agents are ready to serve you.

62084 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 62084 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Roxana, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 62084 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Roxana homeowners insurance rates, coverage options or home insurance types, please select Roxana, IL Home Insurance Rates Online!

62084 Home Insurance Average Premiums

Local 62084 homeowners insurance quotes comparison

$615 /yr.

Shows Zip Code: 62084 lowest rates with discounts applied on average.

For the 62084, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$615 /yr.
Average Coverage:$865 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1165 /yr.

What is the average home insurance cost for a home in 62084?

  • • The average homeowners insurance premium paid annually for a home in 62084 is around $865 per year.

What does it cost on average per month for home insurance in 62084?

  • • Homeowners in 62084 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62084?

  • • Autoowners in 62084 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roxana area, check out other zip codes nearby 62084.
Review average rates in another zip code:
62084 homeowners insurance rates

Home Replacement Cost Coverage in 62084

Average Building Cost Per Square Foot in 62084: $154

Location: Roxana, Illinois (Madison County)

Average Square Footage in 62084: 549 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62084 before you start any project. Roxana homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62084 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62084 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 549 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roxana area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154549$84,600
Additional Upgrades & Added Features$193549$105,750
Major Home Updates or Advancements$231549$126,900

It's important to understand that when you estimate your replacement cost of your home in the 62084 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62084

Best Home & Auto Insurance Agencies in 62084

Housing Demographics for 62084

Population Review for 62084 Zip Code

For the city of Roxana, the population within 62084 has increased to over 1,505 residents in population size. The current population total is 1,520. We have broken down the population based on race below. In 62084, there are over 724 in male population and 796 females.

PopulationValues
Total Population1,520
White Population1374
Black Population32
Hispanic Population43
Asian Population10
Hawaiian Population2
Indian Population9
Other Population15
Male Population724
Female Population796
Population Estimate1505

Household Data for 62084

The average number of homes in 62084 is around 643, there are an average of 2.36 per household. The average house value according to local real estate values is around $84,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode643
Persons Per Household2.36
Average House Value$84,600
Income Per Household$50000
Median Age39.2
Median Age Male37.0
Median Age Female41.3
62084 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code618
CityRoxana
City Alias NameROXANA
CountyMadison
County FIPS119
State FIPS17
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees1253
Business First Quarter Payroll45650
Business Annual Payroll148597
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District13
Congressional LandArea5793.65
Delivery Residential638
Delivery Business44
Delivery Total695
Preferred Last Line Key014715
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State Key014715
Land Area4.615000
Water Area0.081000
City Alias Code
City Mixed CaseRoxana
City Alias Mixed CaseRoxana
Box Count5
SFDU638
MFDU0
State ANSI17
County ANSI119
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number168604
Unique ZIP Name
SSA State County Code14680
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseMadison

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]