Get multiple home insurance quotes in 62223. Our licensed 62223, IL agents are ready to serve you.

Compare 62223 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Belleville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,053 neighbors looking to save on their home insurance policy in the local 62223 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 62223. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Belleville, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Belleville, IL

62223 Home Insurance Average Premiums

Local 62223 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 62223 lowest rates with discounts applied on average.

For the 62223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$611 /yr.
Average Coverage:$861 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1161 /yr.

What is the average home insurance cost for a home in 62223?

  • • The average homeowners insurance premium paid annually for a home in 62223 is around $861 per year.

What does it cost on average per month for home insurance in 62223?

  • • Homeowners in 62223 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62223?

  • • Autoowners in 62223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belleville area, check out other zip codes nearby 62223.
Review average rates in another zip code:
62223 homeowners insurance rates
62221 homeowners insurance rates
62220 homeowners insurance rates
62226 homeowners insurance rates

Home Replacement Cost Coverage in 62223

Average Building Cost Per Square Foot in 62223: $154

Location: Belleville, Illinois (Saint Clair County)

Average Square Footage in 62223: 820 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62223 before you start any project. Belleville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 820 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belleville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154820$126,300
Additional Upgrades & Added Features$193820$157,875
Major Home Updates or Advancements$231820$189,450

It's important to understand that when you estimate your replacement cost of your home in the 62223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62223

Best Home & Auto Insurance Agencies in 62223

Allstate Insurance - Don Forhan

Address: 6909 W Main St Belleville, IL 62223
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16093
Info:

Knapp- Steven R - State Farm Insurance Agent

Address: 7100 W Main St Belleville, IL 62223
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 62223

Population Review for 62223 Zip Code

For the city of Belleville, the population within 62223 has increased to over 16,753 residents in population size. The current population total is 16,263. We have broken down the population based on race below. In 62223, there are over 7797 in male population and 8466 females.

PopulationValues
Total Population16,263
White Population10534
Black Population4322
Hispanic Population535
Asian Population116
Hawaiian Population2
Indian Population45
Other Population230
Male Population7797
Female Population8466
Population Estimate16753

Household Data for 62223

The average number of homes in 62223 is around 7,053, there are an average of 2.28 per household. The average house value according to local real estate values is around $126,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,053
Persons Per Household2.28
Average House Value$126,300
Income Per Household$63598
Median Age44.9
Median Age Male43.2
Median Age Female46.8
62223 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityBelleville
City Alias NameBELLEVILLE
CountySaint Clair
County FIPS163
State FIPS17
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses302
Number Of Employees4605
Business First Quarter Payroll49814
Business Annual Payroll212478
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District12|13
Congressional LandArea5008.21|5793.65
Delivery Residential7348
Delivery Business349
Delivery Total8150
Preferred Last Line KeyW12025
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW12025
Land Area25.676000
Water Area0.216000
City Alias Code
City Mixed CaseBelleville
City Alias Mixed CaseBelleville
Box Count283
SFDU6671
MFDU564
State ANSI17
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160618
Unique ZIP Name
SSA State County Code14900
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSaint Clair

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]