Get multiple home insurance quotes in 62225. Our licensed 62225, IL agents are ready to serve you.

62225 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 62225 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Scott Air Force Base, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 62225 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Scott Air Force Base homeowners insurance rates, coverage options or home insurance types, please select Scott Air Force Base, IL Home Insurance Rates Online!

62225 Home Insurance Average Premiums

Local 62225 homeowners insurance quotes comparison

$634 /yr.

Shows Zip Code: 62225 lowest rates with discounts applied on average.

For the 62225, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$634 /yr.
Average Coverage:$884 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1184 /yr.

What is the average home insurance cost for a home in 62225?

  • • The average homeowners insurance premium paid annually for a home in 62225 is around $884 per year.

What does it cost on average per month for home insurance in 62225?

  • • Homeowners in 62225 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 62225?

  • • Autoowners in 62225 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scott Air Force Base area, check out other zip codes nearby 62225.
Review average rates in another zip code:
62225 homeowners insurance rates

Home Replacement Cost Coverage in 62225

Average Building Cost Per Square Foot in 62225: $154

Location: Scott Air Force Base, Illinois (Saint Clair County)

Average Square Footage in 62225: 1,071 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62225 before you start any project. Scott Air Force Base homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62225 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62225 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,071 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scott Air Force Base area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,071$165,000
Additional Upgrades & Added Features$1931,071$206,250
Major Home Updates or Advancements$2311,071$247,500

It's important to understand that when you estimate your replacement cost of your home in the 62225 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62225

Best Home & Auto Insurance Agencies in 62225

Housing Demographics for 62225

Population Review for 62225 Zip Code

For the city of Scott Air Force Base, the population within 62225 has increased to over 4,915 residents in population size. The current population total is 5,332. We have broken down the population based on race below. In 62225, there are over 2801 in male population and 2531 females.

PopulationValues
Total Population5,332
White Population3582
Black Population712
Hispanic Population619
Asian Population204
Hawaiian Population23
Indian Population16
Other Population198
Male Population2801
Female Population2531
Population Estimate4915

Household Data for 62225

The average number of homes in 62225 is around 1,566, there are an average of 3.20 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,566
Persons Per Household3.20
Average House Value$165,000
Income Per Household$77200
Median Age24.5
Median Age Male23.8
Median Age Female25.4
62225 DetailsValues
StateIL
State Full NameIllinois
City TypeB
City Alias AbbreviationSCOTT AFB
Area Code618
CityScott Air Force Base
City Alias NameSCOTT AIR FORCE BASE
CountySaint Clair
County FIPS163
State FIPS17
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees951
Business First Quarter Payroll15576
Business Annual Payroll62106
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential1536
Delivery Business41
Delivery Total1811
Preferred Last Line Key008817
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State Key008817
Land Area5.248000
Water Area0.028000
City Alias CodeM1P
City Mixed CaseScott Air Force Base
City Alias Mixed CaseScott Air Force Base
Box Count94
SFDU547
MFDU1
State ANSI17
County ANSI163
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160618
Unique ZIP Name
SSA State County Code14900
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSaint Clair

Illinois Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]