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Searching for Homeowners Insurance in 62239

If you are a homeowners that lives in 62239 you may be searching for more affordable homeowners insurance in Dupo. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Dupo, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 62239 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Dupo, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 62239 Home Insurance Costs: medium!

In Dupo, homeowners are paying roughly $847 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 62239 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Dupo are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 62239 policy right now!

62239 Home Insurance Average Premiums

Local 62239 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 62239 lowest rates with discounts applied on average.

For the 62239, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 62239?

  • • The average homeowners insurance premium paid annually for a home in 62239 is around $847 per year.

What does it cost on average per month for home insurance in 62239?

  • • Homeowners in 62239 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 62239?

  • • Autoowners in 62239 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dupo area, check out other zip codes nearby 62239.
Review average rates in another zip code:
62239 homeowners insurance rates

Home Replacement Cost Coverage in 62239

Average Building Cost Per Square Foot in 62239: $154

Location: Dupo, Illinois (Saint Clair County)

Average Square Footage in 62239: 565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62239 before you start any project. Dupo homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62239 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62239 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 565 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dupo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154565$87,000
Additional Upgrades & Added Features$193565$108,750
Major Home Updates or Advancements$231565$130,500

It's important to understand that when you estimate your replacement cost of your home in the 62239 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62239

Best Home & Auto Insurance Agencies in 62239

Housing Demographics for 62239

Population Review for 62239 Zip Code

For the city of Dupo, the population within 62239 has increased to over 4,764 residents in population size. The current population total is 4,638. We have broken down the population based on race below. In 62239, there are over 2289 in male population and 2349 females.

PopulationValues
Total Population4,638
White Population4019
Black Population203
Hispanic Population129
Asian Population17
Hawaiian Population2
Indian Population14
Other Population45
Male Population2289
Female Population2349
Population Estimate4764

Household Data for 62239

The average number of homes in 62239 is around 1,933, there are an average of 2.40 per household. The average house value according to local real estate values is around $87,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,933
Persons Per Household2.40
Average House Value$87,000
Income Per Household$49472
Median Age40.2
Median Age Male39.0
Median Age Female41.4
62239 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityDupo
City Alias NameDUPO
CountySaint Clair
County FIPS163
State FIPS17
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees931
Business First Quarter Payroll10037
Business Annual Payroll48081
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District12|13
Congressional LandArea5008.21|5793.65
Delivery Residential1985
Delivery Business87
Delivery Total2121
Preferred Last Line KeyW12714
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW12714
Land Area8.547000
Water Area0.194000
City Alias Code
City Mixed CaseDupo
City Alias Mixed CaseDupo
Box Count32
SFDU1648
MFDU61
State ANSI17
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number162256
Unique ZIP Name
SSA State County Code14900
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSaint Clair

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